Ifnl3 gene at MercyOne North Iowa Medical Center

1000 4th St. SW, Mason City, IA · MercyOne · · NPI 1467537886

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$143.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$220.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$56.32 with HEALTH CHOICES vs $220.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HEALTH CHOICES MEDICAL ASSOCIATES $56.32 ↓ -61%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $56.32 ↓ -61%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $71.90 ↓ -50%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $71.90 ↓ -50%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $71.90 ↓ -50%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $72.62 ↓ -49%
SOUTH COUNTRY HEALTH ALLIANCE MEDICARE SOUTH COUNTRY MEDICARE ADVANTAGE $73.34 ↓ -49%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $73.34 ↓ -49%
GEHA UNITED HEALTHCARE $73.37 ↓ -49%
UNITED HEALTHCARE UNITED HEALTHCARE $73.37 ↓ -49%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $74.10 ↓ -48%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $74.84 ↓ -48%
CENTIVO CENTIVO $90.25 ↓ -37%
OSCAR OSCAR $96.71 ↓ -32%
AMISH HOSPITAL AID AMISH HOSPITAL AID $97.58 ↓ -32%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $115.50 ↓ -19%
AETNA AETNA $115.50 ↓ -19%
AETNA DOMESTIC AETNA $115.50 ↓ -19%
AETNA EAP AETNA $115.50 ↓ -19%
ALLIED BENEFIT SYSTEMS AETNA $115.50 ↓ -19%
ASR HEALTH BENEFITS AETNA $115.50 ↓ -19%
CHRISTIAN BROTHER SERVICES AETNA $115.50 ↓ -19%
COVENTRY AETNA $115.50 ↓ -19%
FIRST HEALTH AETNA $115.50 ↓ -19%
LUCENT HEALTH AETNA $115.50 ↓ -19%
LUMINARE HEALTH AETNA $115.50 ↓ -19%
MEDICAL MUTUAL AETNA $115.50 ↓ -19%
MERITAIN AETNA $115.50 ↓ -19%
1199 NATIONAL BENEFIT FUND AETNA $115.50 ↓ -19%
WEBTPA AETNA $115.50 ↓ -19%
AMBETTER AMBETTER MARKETPLACE $123.26 ↓ -14%
PREFERRED ONE PREFERRED ONE $143.00 ↑ +0%
HEALTH PARTNERS HEALTH PARTNERS $147.18 ↑ +3%
CLAIMDOC CLAIMDOC $147.47 ↑ +3%
NOVA CLAIMDOC $147.47 ↑ +3%
MIDLANDS MIDLANDS CHOICE PPO $154.00 ↑ +8%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $154.00 ↑ +8%
CIGNA EAP MIDLANDS CHOICE PPO $154.00 ↑ +8%
AUXIANT MIDLANDS CHOICE PPO $154.00 ↑ +8%
MEDICA MIDLANDS CHOICE PPO $154.00 ↑ +8%
CIGNA MIDLANDS CHOICE PPO $154.00 ↑ +8%
MHNET MENTAL HEALTH ASSOCIATES $176.00 ↑ +23%
MULTIPLAN MULTIPLAN $198.00 ↑ +38%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $220.00 ↑ +54%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $220.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $220.00 ↑ +54%

Visitor-reported prices

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Ifnl3 gene at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $147.20 $44.02 – $102.74
UnityPoint Health - Finley Hospital Dubuque $147.20 $3.50 – $169.28
UnityPoint Health - Grinnell Regional Medical Center Grinnell $147.20 $44.02 – $102.74
UnityPoint Health - Iowa Lutheran Hospital Des Moines $147.20 $44.02 – $102.74
UnityPoint Health - Jones Regional Medical Center Anamosa $147.20 $44.02 – $102.74
UnityPoint Health - Marshalltown Marshalltown $147.20 $44.02 – $102.74
UnityPoint Health - St. Lukes Downtown Sioux City $147.20 $44.02 – $102.74
UnityPoint Health - Trinity Bettendorf Bettendorf $147.20 $44.02 – $117.39

All Iowa hospitals for this procedure →