Icd crtp serena MRI at MercyOne North Iowa Medical Center

1000 4th St. SW, Mason City, IA · MercyOne · · NPI 1467537886

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$9,235.69

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$14,208.75

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$763.18 with HEALTH CHOICES vs $2,981.16 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HEALTH CHOICES MEDICAL ASSOCIATES $763.18 ↓ -92%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $763.18 ↓ -92%
AETNA EAP AETNA $1,565.11 ↓ -83%
LUMINARE HEALTH AETNA $1,565.11 ↓ -83%
CHRISTIAN BROTHER SERVICES AETNA $1,565.11 ↓ -83%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $1,565.11 ↓ -83%
LUCENT HEALTH AETNA $1,565.11 ↓ -83%
AETNA AETNA $1,565.11 ↓ -83%
ASR HEALTH BENEFITS AETNA $1,565.11 ↓ -83%
1199 NATIONAL BENEFIT FUND AETNA $1,565.11 ↓ -83%
FIRST HEALTH AETNA $1,565.11 ↓ -83%
AETNA DOMESTIC AETNA $1,565.11 ↓ -83%
COVENTRY AETNA $1,565.11 ↓ -83%
ALLIED BENEFIT SYSTEMS AETNA $1,565.11 ↓ -83%
MERITAIN AETNA $1,565.11 ↓ -83%
WEBTPA AETNA $1,565.11 ↓ -83%
MEDICAL MUTUAL AETNA $1,565.11 ↓ -83%
UNITED HEALTHCARE UNITED HEALTHCARE $1,788.70 ↓ -81%
GEHA UNITED HEALTHCARE $1,788.70 ↓ -81%
PREFERRED ONE PREFERRED ONE $1,937.75 ↓ -79%
HEALTH PARTNERS HEALTH PARTNERS $1,994.40 ↓ -78%
MIDLANDS MIDLANDS CHOICE PPO $2,086.81 ↓ -77%
AUXIANT MIDLANDS CHOICE PPO $2,086.81 ↓ -77%
CIGNA MIDLANDS CHOICE PPO $2,086.81 ↓ -77%
CIGNA EAP MIDLANDS CHOICE PPO $2,086.81 ↓ -77%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $2,086.81 ↓ -77%
MEDICA MIDLANDS CHOICE PPO $2,086.81 ↓ -77%
MHNET MENTAL HEALTH ASSOCIATES $2,384.93 ↓ -74%
MULTIPLAN MULTIPLAN $2,683.04 ↓ -71%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $2,981.16 ↓ -68%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $2,981.16 ↓ -68%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $2,981.16 ↓ -68%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Icd crtp serena MRI at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $15,727.80 not published
MercyOne Dubuque Medical Center Dubuque $9,235.69 $1,064.27 – $2,981.16
MercyOne New Hampton Medical Center New Hampton $8,775.00 $840.03 – $2,121.82
MercyOne Dyersville Medical Center Dyersville $9,235.69 $1,652.46 – $3,355.59
MercyOne Clinton Medical Center Clinton $9,235.69 $843.67 – $2,981.16
MercyOne Oelwein Medical Center Oelwein $9,235.69 $1,139.40 – $2,981.16
MercyOne Cedar Falls Medical Center Cedar Falls $9,235.69 $700.57 – $2,981.16
MercyOne Elkader Medical Center Elkader $9,235.69 $1,534.40 – $3,115.91

All Iowa hospitals for this procedure →