Hemorrhoidectomy intrnl lig rbbr band ligations at MercyOne North Iowa Medical Center

1000 4th St. SW, Mason City, IA · MercyOne · · NPI 1467537886

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$592.15

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$911.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$233.22 with MEDICAL ASSOCIATES vs $2,014.73 with CLAIMDOC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $233.22 ↓ -61%
HEALTH CHOICES MEDICAL ASSOCIATES $233.22 ↓ -61%
WEBTPA AETNA $478.28 ↓ -19%
LUMINARE HEALTH AETNA $478.28 ↓ -19%
MEDICAL MUTUAL AETNA $478.28 ↓ -19%
LUCENT HEALTH AETNA $478.28 ↓ -19%
MERITAIN AETNA $478.28 ↓ -19%
AETNA EAP AETNA $478.28 ↓ -19%
AETNA AETNA $478.28 ↓ -19%
ASR HEALTH BENEFITS AETNA $478.28 ↓ -19%
CHRISTIAN BROTHER SERVICES AETNA $478.28 ↓ -19%
1199 NATIONAL BENEFIT FUND AETNA $478.28 ↓ -19%
FIRST HEALTH AETNA $478.28 ↓ -19%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $478.28 ↓ -19%
COVENTRY AETNA $478.28 ↓ -19%
ALLIED BENEFIT SYSTEMS AETNA $478.28 ↓ -19%
AETNA DOMESTIC AETNA $478.28 ↓ -19%
PREFERRED ONE PREFERRED ONE $592.15 ↑ +0%
HEALTH PARTNERS HEALTH PARTNERS $609.46 ↑ +3%
MEDICA MIDLANDS CHOICE PPO $637.70 ↑ +8%
CIGNA EAP MIDLANDS CHOICE PPO $637.70 ↑ +8%
CIGNA MIDLANDS CHOICE PPO $637.70 ↑ +8%
MIDLANDS MIDLANDS CHOICE PPO $637.70 ↑ +8%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $637.70 ↑ +8%
AUXIANT MIDLANDS CHOICE PPO $637.70 ↑ +8%
MHNET MENTAL HEALTH ASSOCIATES $728.80 ↑ +23%
MULTIPLAN MULTIPLAN $819.90 ↑ +38%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $899.83 ↑ +52%
MOLINA MEDICAID MOLINA MEDICAID $908.65 ↑ +53%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $911.00 ↑ +54%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $911.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $911.00 ↑ +54%
WELLPOINT MEDICAID WELLPOINT MEDICAID $912.18 ↑ +54%
BLUE CROSS - OK WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS DOMESTIC WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - MS WELLMARK PPO $950.10 ↑ +60%
PRE-EMPLOYMENT WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - LA WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - TX WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - SC WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - MI WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - MT WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - RI WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - TN WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - FEDERAL WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - NC WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - AR WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - NM WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - ID WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - VT WELLMARK PPO $950.10 ↑ +60%
KAISER DOMESTIC WELLMARK PPO $950.10 ↑ +60%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - IL WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $950.10 ↑ +60%
WC DOMESTIC WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - MN WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - NE WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - FL WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - WY WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $950.10 ↑ +60%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - ND WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - KS WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - AL WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $950.10 ↑ +60%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $950.10 ↑ +60%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $950.10 ↑ +60%
BCN DOMESTIC WELLMARK PPO $950.10 ↑ +60%
BCBS GENERIC WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $950.10 ↑ +60%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - MA WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $950.10 ↑ +60%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $950.10 ↑ +60%
BLUE CARE NETWORK WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - AZ WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - HI WELLMARK PPO $950.10 ↑ +60%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $950.10 ↑ +60%
BLUE SHIELD - CA WELLMARK PPO $950.10 ↑ +60%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $950.10 ↑ +60%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $982.31 ↑ +66%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $982.31 ↑ +66%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $982.31 ↑ +66%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $992.13 ↑ +68%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $1,001.95 ↑ +69%
SOUTH COUNTRY HEALTH ALLIANCE MEDICARE SOUTH COUNTRY MEDICARE ADVANTAGE $1,001.95 ↑ +69%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $1,012.38 ↑ +71%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $1,022.40 ↑ +73%
CENTIVO CENTIVO $1,232.90 ↑ +108%
OSCAR OSCAR $1,321.20 ↑ +123%
AMISH HOSPITAL AID AMISH HOSPITAL AID $1,333.13 ↑ +125%
AMBETTER AMBETTER MARKETPLACE $1,683.96 ↑ +184%
NOVA CLAIMDOC $2,014.73 ↑ +240%
CLAIMDOC CLAIMDOC $2,014.73 ↑ +240%

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Hemorrhoidectomy intrnl lig rbbr band ligations at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $477.60 not published
MercyOne Dubuque Medical Center Dubuque $2,236.00 $834.31 – $3,440.00
MercyOne Clinton Medical Center Clinton $2,236.00 $38.89 – $3,440.00
MercyOne Des Moines Medical Center Des Moines $2,719.00 $8.04 – $2,558.00
MercyOne Genesis Davenport Medical Center Davenport $501.60 not published
MercyOne Genesis DeWitt Medical Center DeWitt $501.60 $610.28 – $2,679.00
UnityPoint Health - Allen Hospital Waterloo $675.20 $175.28 – $755.69
UnityPoint Health - Finley Hospital Dubuque $675.20 $175.28 – $801.60

All Iowa hospitals for this procedure →