Graft wnd mtrx grfx core 1.5x2cm-q4132-cost per sq cm at MercyOne North Iowa Medical Center

1000 4th St. SW, Mason City, IA · MercyOne · · NPI 1467537886

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$312.02

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$480.03

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.90 with MEDICAL ASSOCIATES vs $62.10 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $15.90 ↓ -95%
HEALTH CHOICES MEDICAL ASSOCIATES $15.90 ↓ -95%
UNITED HEALTHCARE UNITED HEALTHCARE $31.05 ↓ -90%
GEHA UNITED HEALTHCARE $31.05 ↓ -90%
AETNA EAP AETNA $32.60 ↓ -90%
CHRISTIAN BROTHER SERVICES AETNA $32.60 ↓ -90%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $32.60 ↓ -90%
LUCENT HEALTH AETNA $32.60 ↓ -90%
AETNA AETNA $32.60 ↓ -90%
ASR HEALTH BENEFITS AETNA $32.60 ↓ -90%
1199 NATIONAL BENEFIT FUND AETNA $32.60 ↓ -90%
FIRST HEALTH AETNA $32.60 ↓ -90%
AETNA DOMESTIC AETNA $32.60 ↓ -90%
COVENTRY AETNA $32.60 ↓ -90%
ALLIED BENEFIT SYSTEMS AETNA $32.60 ↓ -90%
MERITAIN AETNA $32.60 ↓ -90%
WEBTPA AETNA $32.60 ↓ -90%
MEDICAL MUTUAL AETNA $32.60 ↓ -90%
LUMINARE HEALTH AETNA $32.60 ↓ -90%
PREFERRED ONE PREFERRED ONE $40.37 ↓ -87%
HEALTH PARTNERS HEALTH PARTNERS $41.54 ↓ -87%
CIGNA MIDLANDS CHOICE PPO $43.47 ↓ -86%
CIGNA EAP MIDLANDS CHOICE PPO $43.47 ↓ -86%
AUXIANT MIDLANDS CHOICE PPO $43.47 ↓ -86%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $43.47 ↓ -86%
MIDLANDS MIDLANDS CHOICE PPO $43.47 ↓ -86%
MEDICA MIDLANDS CHOICE PPO $43.47 ↓ -86%
MHNET MENTAL HEALTH ASSOCIATES $49.68 ↓ -84%
MULTIPLAN MULTIPLAN $55.89 ↓ -82%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $62.10 ↓ -80%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $62.10 ↓ -80%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $62.10 ↓ -80%

Visitor-reported prices

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Graft wnd mtrx grfx core 1.5x2cm-q4132-cost per sq cm at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $4,983.00 not published
MercyOne Dubuque Medical Center Dubuque $312.02 $22.17 – $62.10
MercyOne New Hampton Medical Center New Hampton $388.64 $19.67 – $49.68
MercyOne Dyersville Medical Center Dyersville $312.02 $23.47 – $69.90
MercyOne Clinton Medical Center Clinton $312.02 $17.57 – $62.10
MercyOne Oelwein Medical Center Oelwein $312.02 $23.73 – $62.10
MercyOne Cedar Falls Medical Center Cedar Falls $312.02 $14.59 – $62.10
MercyOne Elkader Medical Center Elkader $312.02 $31.96 – $64.91

All Iowa hospitals for this procedure →