Ghs myocardial strain img spckl track at MercyOne North Iowa Medical Center

1000 4th St. SW, Mason City, IA · MercyOne · · NPI 1467537886

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$328.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$506.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$129.54 with HEALTH CHOICES vs $974.00 with GEHA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HEALTH CHOICES MEDICAL ASSOCIATES $129.54 ↓ -61%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $129.54 ↓ -61%
AETNA EAP AETNA $265.65 ↓ -19%
LUMINARE HEALTH AETNA $265.65 ↓ -19%
CHRISTIAN BROTHER SERVICES AETNA $265.65 ↓ -19%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $265.65 ↓ -19%
LUCENT HEALTH AETNA $265.65 ↓ -19%
AETNA AETNA $265.65 ↓ -19%
ASR HEALTH BENEFITS AETNA $265.65 ↓ -19%
1199 NATIONAL BENEFIT FUND AETNA $265.65 ↓ -19%
FIRST HEALTH AETNA $265.65 ↓ -19%
AETNA DOMESTIC AETNA $265.65 ↓ -19%
COVENTRY AETNA $265.65 ↓ -19%
ALLIED BENEFIT SYSTEMS AETNA $265.65 ↓ -19%
MERITAIN AETNA $265.65 ↓ -19%
WEBTPA AETNA $265.65 ↓ -19%
MEDICAL MUTUAL AETNA $265.65 ↓ -19%
PREFERRED ONE PREFERRED ONE $328.90 ↑ +0%
HEALTH PARTNERS HEALTH PARTNERS $338.51 ↑ +3%
MIDLANDS MIDLANDS CHOICE PPO $354.20 ↑ +8%
AUXIANT MIDLANDS CHOICE PPO $354.20 ↑ +8%
CIGNA MIDLANDS CHOICE PPO $354.20 ↑ +8%
CIGNA EAP MIDLANDS CHOICE PPO $354.20 ↑ +8%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $354.20 ↑ +8%
MEDICA MIDLANDS CHOICE PPO $354.20 ↑ +8%
MHNET MENTAL HEALTH ASSOCIATES $404.80 ↑ +23%
MULTIPLAN MULTIPLAN $455.40 ↑ +38%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $506.00 ↑ +54%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $506.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $506.00 ↑ +54%
UNITED HEALTHCARE UNITED HEALTHCARE $974.00 ↑ +196%
GEHA UNITED HEALTHCARE $974.00 ↑ +196%

Visitor-reported prices

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Ghs myocardial strain img spckl track at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $220.80 not published
MercyOne Des Moines Medical Center Des Moines $239.20 $6.39 – $368.00
MercyOne Centerville Medical Center Centerville $123.00 $6.39 – $70.00
MercyOne Newton Medical Center Newton $123.00 $6.39 – $70.00
MercyOne Genesis Davenport Medical Center Davenport $210.60 not published
MercyOne Genesis DeWitt Medical Center DeWitt $210.60 $119.34 – $256.23
MercyOne Waterloo Medical Center Waterloo $328.90 $6.39 – $451.86
UnityPoint Health - Allen Hospital Waterloo $501.79 $10.72 – $330.55

All Iowa hospitals for this procedure →