Excise/repair mouth lesion at MercyOne North Iowa Medical Center

1000 4th St. SW, Mason City, IA · MercyOne · · NPI 1467537886

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$959.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,476.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$377.86 with MEDICAL ASSOCIATES vs $3,361.47 with CLAIMDOC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $377.86 ↓ -61%
HEALTH CHOICES MEDICAL ASSOCIATES $377.86 ↓ -61%
WEBTPA AETNA $774.90 ↓ -19%
LUMINARE HEALTH AETNA $774.90 ↓ -19%
MEDICAL MUTUAL AETNA $774.90 ↓ -19%
LUCENT HEALTH AETNA $774.90 ↓ -19%
MERITAIN AETNA $774.90 ↓ -19%
AETNA EAP AETNA $774.90 ↓ -19%
AETNA AETNA $774.90 ↓ -19%
ASR HEALTH BENEFITS AETNA $774.90 ↓ -19%
CHRISTIAN BROTHER SERVICES AETNA $774.90 ↓ -19%
1199 NATIONAL BENEFIT FUND AETNA $774.90 ↓ -19%
FIRST HEALTH AETNA $774.90 ↓ -19%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $774.90 ↓ -19%
COVENTRY AETNA $774.90 ↓ -19%
ALLIED BENEFIT SYSTEMS AETNA $774.90 ↓ -19%
AETNA DOMESTIC AETNA $774.90 ↓ -19%
PREFERRED ONE PREFERRED ONE $959.40 ↑ +0%
HEALTH PARTNERS HEALTH PARTNERS $987.44 ↑ +3%
MEDICA MIDLANDS CHOICE PPO $1,033.20 ↑ +8%
CIGNA EAP MIDLANDS CHOICE PPO $1,033.20 ↑ +8%
CIGNA MIDLANDS CHOICE PPO $1,033.20 ↑ +8%
MIDLANDS MIDLANDS CHOICE PPO $1,033.20 ↑ +8%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $1,033.20 ↑ +8%
AUXIANT MIDLANDS CHOICE PPO $1,033.20 ↑ +8%
MHNET MENTAL HEALTH ASSOCIATES $1,180.80 ↑ +23%
MULTIPLAN MULTIPLAN $1,328.40 ↑ +38%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $1,476.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $1,476.00 ↑ +54%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $1,476.00 ↑ +54%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $1,501.31 ↑ +56%
MOLINA MEDICAID MOLINA MEDICAID $1,516.03 ↑ +58%
WELLPOINT MEDICAID WELLPOINT MEDICAID $1,521.91 ↑ +59%
BLUE CROSS - OK WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS DOMESTIC WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - MS WELLMARK PPO $1,585.19 ↑ +65%
PRE-EMPLOYMENT WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - LA WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - TX WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - SC WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - MI WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - MT WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - RI WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - TN WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - FEDERAL WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - NC WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - AR WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - NM WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - ID WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - VT WELLMARK PPO $1,585.19 ↑ +65%
KAISER DOMESTIC WELLMARK PPO $1,585.19 ↑ +65%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - IL WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $1,585.19 ↑ +65%
WC DOMESTIC WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - MN WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - NE WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - FL WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - WY WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $1,585.19 ↑ +65%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - ND WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - KS WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - AL WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $1,585.19 ↑ +65%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $1,585.19 ↑ +65%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $1,585.19 ↑ +65%
BCN DOMESTIC WELLMARK PPO $1,585.19 ↑ +65%
BCBS GENERIC WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $1,585.19 ↑ +65%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - MA WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $1,585.19 ↑ +65%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $1,585.19 ↑ +65%
BLUE CARE NETWORK WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - AZ WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - HI WELLMARK PPO $1,585.19 ↑ +65%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $1,585.19 ↑ +65%
BLUE SHIELD - CA WELLMARK PPO $1,585.19 ↑ +65%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $1,585.19 ↑ +65%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $1,638.93 ↑ +71%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $1,638.93 ↑ +71%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $1,638.93 ↑ +71%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $1,655.32 ↑ +73%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $1,671.71 ↑ +74%
SOUTH COUNTRY HEALTH ALLIANCE MEDICARE SOUTH COUNTRY MEDICARE ADVANTAGE $1,671.71 ↑ +74%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $1,689.10 ↑ +76%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $1,705.82 ↑ +78%
CENTIVO CENTIVO $2,057.02 ↑ +114%
OSCAR OSCAR $2,204.36 ↑ +130%
AMISH HOSPITAL AID AMISH HOSPITAL AID $2,224.26 ↑ +132%
AMBETTER AMBETTER MARKETPLACE $2,809.59 ↑ +193%
NOVA CLAIMDOC $3,361.47 ↑ +250%
CLAIMDOC CLAIMDOC $3,361.47 ↑ +250%

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Excise/repair mouth lesion at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $525.60 not published
MercyOne Clinton Medical Center Clinton $680.00 $26.27 – $680.00
MercyOne Des Moines Medical Center Des Moines $14,360.85 $26.27 – $3,012.26
MercyOne Genesis Davenport Medical Center Davenport $552.00 not published
MercyOne Genesis DeWitt Medical Center DeWitt $552.00 $671.60 – $2,679.00
MercyOne Waterloo Medical Center Waterloo $3,619.85 $26.27 – $3,953.99
UnityPoint Health - Allen Hospital Waterloo $707.20 $165.71 – $1,227.80
UnityPoint Health - Finley Hospital Dubuque $707.20 $165.71 – $1,302.39

All Iowa hospitals for this procedure →