Cytogenetics 25-99 at MercyOne North Iowa Medical Center

1000 4th St. SW, Mason City, IA · MercyOne · · NPI 1467537886

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$135.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$208.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$41.07 with IOWA TOTAL CARE vs $172.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $41.07 ↓ -70%
MOLINA MEDICAID MOLINA MEDICAID $41.47 ↓ -69%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $41.53 ↓ -69%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $41.53 ↓ -69%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $41.53 ↓ -69%
WELLPOINT MEDICAID WELLPOINT MEDICAID $41.63 ↓ -69%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $41.95 ↓ -69%
SOUTH COUNTRY HEALTH ALLIANCE MEDICARE SOUTH COUNTRY MEDICARE ADVANTAGE $42.36 ↓ -69%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $42.36 ↓ -69%
GEHA UNITED HEALTHCARE $42.38 ↓ -69%
UNITED HEALTHCARE UNITED HEALTHCARE $42.38 ↓ -69%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $42.80 ↓ -68%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $43.23 ↓ -68%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $44.03 ↓ -67%
HEALTH CHOICES MEDICAL ASSOCIATES $44.03 ↓ -67%
CENTIVO CENTIVO $52.13 ↓ -61%
OSCAR OSCAR $55.86 ↓ -59%
AMISH HOSPITAL AID AMISH HOSPITAL AID $56.37 ↓ -58%
AMBETTER AMBETTER MARKETPLACE $71.20 ↓ -47%
CLAIMDOC CLAIMDOC $85.18 ↓ -37%
NOVA CLAIMDOC $85.18 ↓ -37%
1199 NATIONAL BENEFIT FUND AETNA $90.30 ↓ -33%
COVENTRY AETNA $90.30 ↓ -33%
FIRST HEALTH AETNA $90.30 ↓ -33%
CHRISTIAN BROTHER SERVICES AETNA $90.30 ↓ -33%
LUCENT HEALTH AETNA $90.30 ↓ -33%
LUMINARE HEALTH AETNA $90.30 ↓ -33%
MEDICAL MUTUAL AETNA $90.30 ↓ -33%
ASR HEALTH BENEFITS AETNA $90.30 ↓ -33%
MERITAIN AETNA $90.30 ↓ -33%
ALLIED BENEFIT SYSTEMS AETNA $90.30 ↓ -33%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $90.30 ↓ -33%
AETNA EAP AETNA $90.30 ↓ -33%
AETNA DOMESTIC AETNA $90.30 ↓ -33%
WEBTPA AETNA $90.30 ↓ -33%
AETNA AETNA $90.30 ↓ -33%
PREFERRED ONE PREFERRED ONE $111.80 ↓ -17%
HEALTH PARTNERS HEALTH PARTNERS $115.07 ↓ -15%
MEDICA MIDLANDS CHOICE PPO $120.40 ↓ -11%
MIDLANDS MIDLANDS CHOICE PPO $120.40 ↓ -11%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $120.40 ↓ -11%
AUXIANT MIDLANDS CHOICE PPO $120.40 ↓ -11%
CIGNA MIDLANDS CHOICE PPO $120.40 ↓ -11%
CIGNA EAP MIDLANDS CHOICE PPO $120.40 ↓ -11%
MHNET MENTAL HEALTH ASSOCIATES $137.60 ↑ +2%
MULTIPLAN MULTIPLAN $154.80 ↑ +14%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $172.00 ↑ +27%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $172.00 ↑ +27%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $172.00 ↑ +27%

Visitor-reported prices

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Cytogenetics 25-99 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $169.20 $42.38 – $42.38
MercyOne Dubuque Medical Center Dubuque $111.80 $41.07 – $172.00
MercyOne Des Moines Medical Center Des Moines $111.80 $34.57 – $172.00
MercyOne Genesis Davenport Medical Center Davenport $188.40 not published
MercyOne Waterloo Medical Center Waterloo $111.80 $40.42 – $172.00
UnityPoint Health - Allen Hospital Waterloo $127.86 $42.38 – $84.23
UnityPoint Health - Finley Hospital Dubuque $127.86 $3.50 – $127.86
UnityPoint Health - Grinnell Regional Medical Center Grinnell $127.86 $42.38 – $64.41

All Iowa hospitals for this procedure →