Cortisol total am at MercyOne North Iowa Medical Center

1000 4th St. SW, Mason City, IA · MercyOne · · NPI 1467537886

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$119.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$184.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.80 with IOWA TOTAL CARE vs $184.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $15.80 ↓ -87%
MOLINA MEDICAID MOLINA MEDICAID $15.95 ↓ -87%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $15.97 ↓ -87%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $15.97 ↓ -87%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $15.97 ↓ -87%
WELLPOINT MEDICAID WELLPOINT MEDICAID $16.02 ↓ -87%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $16.13 ↓ -87%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $16.29 ↓ -86%
SOUTH COUNTRY HEALTH ALLIANCE MEDICARE SOUTH COUNTRY MEDICARE ADVANTAGE $16.29 ↓ -86%
GEHA UNITED HEALTHCARE $16.30 ↓ -86%
UNITED HEALTHCARE UNITED HEALTHCARE $16.30 ↓ -86%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $16.46 ↓ -86%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $16.63 ↓ -86%
CENTIVO CENTIVO $20.05 ↓ -83%
OSCAR OSCAR $21.49 ↓ -82%
AMISH HOSPITAL AID AMISH HOSPITAL AID $21.68 ↓ -82%
AMBETTER AMBETTER MARKETPLACE $27.38 ↓ -77%
CLAIMDOC CLAIMDOC $32.76 ↓ -73%
NOVA CLAIMDOC $32.76 ↓ -73%
HEALTH CHOICES MEDICAL ASSOCIATES $47.10 ↓ -61%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $47.10 ↓ -61%
MEDICAL MUTUAL AETNA $96.60 ↓ -19%
AETNA AETNA $96.60 ↓ -19%
LUCENT HEALTH AETNA $96.60 ↓ -19%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $96.60 ↓ -19%
COVENTRY AETNA $96.60 ↓ -19%
ALLIED BENEFIT SYSTEMS AETNA $96.60 ↓ -19%
MERITAIN AETNA $96.60 ↓ -19%
1199 NATIONAL BENEFIT FUND AETNA $96.60 ↓ -19%
CHRISTIAN BROTHER SERVICES AETNA $96.60 ↓ -19%
LUMINARE HEALTH AETNA $96.60 ↓ -19%
AETNA EAP AETNA $96.60 ↓ -19%
ASR HEALTH BENEFITS AETNA $96.60 ↓ -19%
FIRST HEALTH AETNA $96.60 ↓ -19%
WEBTPA AETNA $96.60 ↓ -19%
AETNA DOMESTIC AETNA $96.60 ↓ -19%
PREFERRED ONE PREFERRED ONE $119.60 ↑ +0%
HEALTH PARTNERS HEALTH PARTNERS $123.10 ↑ +3%
AUXIANT MIDLANDS CHOICE PPO $128.80 ↑ +8%
CIGNA EAP MIDLANDS CHOICE PPO $128.80 ↑ +8%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $128.80 ↑ +8%
MEDICA MIDLANDS CHOICE PPO $128.80 ↑ +8%
CIGNA MIDLANDS CHOICE PPO $128.80 ↑ +8%
MIDLANDS MIDLANDS CHOICE PPO $128.80 ↑ +8%
MHNET MENTAL HEALTH ASSOCIATES $147.20 ↑ +23%
MULTIPLAN MULTIPLAN $165.60 ↑ +38%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $184.00 ↑ +54%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $184.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $184.00 ↑ +54%

Visitor-reported prices

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Cortisol total am at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $144.60 $16.30 – $16.30
MercyOne Dubuque Medical Center Dubuque $244.40 $15.80 – $376.00
MercyOne New Hampton Medical Center New Hampton $122.20 $74.43 – $188.00
MercyOne Dyersville Medical Center Dyersville $122.20 $71.06 – $211.61
MercyOne Clinton Medical Center Clinton $182.00 $15.80 – $280.00
MercyOne Oelwein Medical Center Oelwein $122.20 $71.85 – $188.00
MercyOne Cedar Falls Medical Center Cedar Falls $159.25 $15.80 – $245.00
MercyOne Elkader Medical Center Elkader $122.20 $96.76 – $196.50

All Iowa hospitals for this procedure →