Cath ablt rx lasr 2.0mm turbo at MercyOne North Iowa Medical Center

1000 4th St. SW, Mason City, IA · MercyOne · · NPI 1467537886

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$4,734.14

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$7,283.30

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.04 with HEALTH CHOICES vs $66.56 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HEALTH CHOICES MEDICAL ASSOCIATES $17.04 ↓ -100%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $17.04 ↓ -100%
AETNA EAP AETNA $34.94 ↓ -99%
LUMINARE HEALTH AETNA $34.94 ↓ -99%
CHRISTIAN BROTHER SERVICES AETNA $34.94 ↓ -99%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $34.94 ↓ -99%
LUCENT HEALTH AETNA $34.94 ↓ -99%
AETNA AETNA $34.94 ↓ -99%
ASR HEALTH BENEFITS AETNA $34.94 ↓ -99%
1199 NATIONAL BENEFIT FUND AETNA $34.94 ↓ -99%
FIRST HEALTH AETNA $34.94 ↓ -99%
AETNA DOMESTIC AETNA $34.94 ↓ -99%
COVENTRY AETNA $34.94 ↓ -99%
ALLIED BENEFIT SYSTEMS AETNA $34.94 ↓ -99%
MERITAIN AETNA $34.94 ↓ -99%
WEBTPA AETNA $34.94 ↓ -99%
MEDICAL MUTUAL AETNA $34.94 ↓ -99%
UNITED HEALTHCARE UNITED HEALTHCARE $39.94 ↓ -99%
GEHA UNITED HEALTHCARE $39.94 ↓ -99%
PREFERRED ONE PREFERRED ONE $43.26 ↓ -99%
HEALTH PARTNERS HEALTH PARTNERS $44.53 ↓ -99%
MIDLANDS MIDLANDS CHOICE PPO $46.59 ↓ -99%
AUXIANT MIDLANDS CHOICE PPO $46.59 ↓ -99%
CIGNA MIDLANDS CHOICE PPO $46.59 ↓ -99%
CIGNA EAP MIDLANDS CHOICE PPO $46.59 ↓ -99%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $46.59 ↓ -99%
MEDICA MIDLANDS CHOICE PPO $46.59 ↓ -99%
MHNET MENTAL HEALTH ASSOCIATES $53.25 ↓ -99%
MULTIPLAN MULTIPLAN $59.90 ↓ -99%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $66.56 ↓ -99%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $66.56 ↓ -99%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $66.56 ↓ -99%

Visitor-reported prices

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Cath ablt rx lasr 2.0mm turbo at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $7,639.20 not published
MercyOne Dubuque Medical Center Dubuque $4,679.08 $23.76 – $66.56
MercyOne New Hampton Medical Center New Hampton $4,445.69 $31.28 – $79.00
MercyOne Dyersville Medical Center Dyersville $4,679.08 $25.16 – $74.92
MercyOne Clinton Medical Center Clinton $4,679.08 $18.84 – $66.56
MercyOne Oelwein Medical Center Oelwein $4,679.08 $25.44 – $66.56
MercyOne Cedar Falls Medical Center Cedar Falls $4,679.08 $15.64 – $66.56
MercyOne Elkader Medical Center Elkader $4,679.08 $34.26 – $69.57

All Iowa hospitals for this procedure →