Biopsy renal percutaneous trocar/needle (both sides) at MercyOne North Iowa Medical Center

1000 4th St. SW, Mason City, IA · MercyOne · · NPI 1467537886

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$3,663.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,636.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$961.79 with HEALTH CHOICES vs $3,757.00 with UNITED HEALTHCARE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HEALTH CHOICES MEDICAL ASSOCIATES $961.79 ↓ -74%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $961.79 ↓ -74%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $1,598.08 ↓ -56%
MOLINA MEDICAID MOLINA MEDICAID $1,613.75 ↓ -56%
WELLPOINT MEDICAID WELLPOINT MEDICAID $1,620.02 ↓ -56%
KAISER DOMESTIC WELLMARK PPO $1,687.37 ↓ -54%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - IL WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $1,687.37 ↓ -54%
WC DOMESTIC WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - MN WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - NE WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - AR WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - NM WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - ID WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - VT WELLMARK PPO $1,687.37 ↓ -54%
BCN DOMESTIC WELLMARK PPO $1,687.37 ↓ -54%
BCBS GENERIC WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - OK WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS DOMESTIC WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - MS WELLMARK PPO $1,687.37 ↓ -54%
PRE-EMPLOYMENT WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - LA WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - TX WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - SC WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - MI WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - MT WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - RI WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - TN WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - FEDERAL WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - NC WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $1,687.37 ↓ -54%
BLUE CARE NETWORK WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - AZ WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - HI WELLMARK PPO $1,687.37 ↓ -54%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $1,687.37 ↓ -54%
BLUE SHIELD - CA WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $1,687.37 ↓ -54%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $1,687.37 ↓ -54%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - MA WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $1,687.37 ↓ -54%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - FL WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - WY WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $1,687.37 ↓ -54%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - ND WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - KS WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - AL WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $1,687.37 ↓ -54%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $1,687.37 ↓ -54%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $1,687.37 ↓ -54%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $1,687.37 ↓ -54%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $1,744.57 ↓ -52%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $1,744.57 ↓ -52%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $1,744.57 ↓ -52%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $1,762.02 ↓ -52%
SOUTH COUNTRY HEALTH ALLIANCE MEDICARE SOUTH COUNTRY MEDICARE ADVANTAGE $1,779.46 ↓ -51%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $1,779.46 ↓ -51%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $1,797.98 ↓ -51%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $1,815.78 ↓ -50%
MERITAIN AETNA $1,972.43 ↓ -46%
MEDICAL MUTUAL AETNA $1,972.43 ↓ -46%
LUMINARE HEALTH AETNA $1,972.43 ↓ -46%
CHRISTIAN BROTHER SERVICES AETNA $1,972.43 ↓ -46%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $1,972.43 ↓ -46%
LUCENT HEALTH AETNA $1,972.43 ↓ -46%
AETNA AETNA $1,972.43 ↓ -46%
ASR HEALTH BENEFITS AETNA $1,972.43 ↓ -46%
1199 NATIONAL BENEFIT FUND AETNA $1,972.43 ↓ -46%
FIRST HEALTH AETNA $1,972.43 ↓ -46%
AETNA EAP AETNA $1,972.43 ↓ -46%
WEBTPA AETNA $1,972.43 ↓ -46%
AETNA DOMESTIC AETNA $1,972.43 ↓ -46%
COVENTRY AETNA $1,972.43 ↓ -46%
ALLIED BENEFIT SYSTEMS AETNA $1,972.43 ↓ -46%
CENTIVO CENTIVO $2,189.61 ↓ -40%
OSCAR OSCAR $2,346.45 ↓ -36%
AMISH HOSPITAL AID AMISH HOSPITAL AID $2,367.63 ↓ -35%
PREFERRED ONE PREFERRED ONE $2,442.05 ↓ -33%
HEALTH PARTNERS HEALTH PARTNERS $2,513.43 ↓ -31%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $2,629.90 ↓ -28%
CIGNA EAP MIDLANDS CHOICE PPO $2,629.90 ↓ -28%
MIDLANDS MIDLANDS CHOICE PPO $2,629.90 ↓ -28%
CIGNA MIDLANDS CHOICE PPO $2,629.90 ↓ -28%
AUXIANT MIDLANDS CHOICE PPO $2,629.90 ↓ -28%
MEDICA MIDLANDS CHOICE PPO $2,629.90 ↓ -28%
AMBETTER AMBETTER MARKETPLACE $2,990.69 ↓ -18%
MHNET MENTAL HEALTH ASSOCIATES $3,005.60 ↓ -18%
MULTIPLAN MULTIPLAN $3,381.30 ↓ -8%
CLAIMDOC CLAIMDOC $3,578.15 ↓ -2%
NOVA CLAIMDOC $3,578.15 ↓ -2%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $3,757.00 ↑ +3%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $3,757.00 ↑ +3%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $3,757.00 ↑ +3%

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Biopsy renal percutaneous trocar/needle (both sides) at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $1,939.80 $1,400.75 – $1,550.93
MercyOne Dubuque Medical Center Dubuque $1,774.50 $649.74 – $3,300.04
MercyOne West Des Moines Medical Center West Des Moines $5,257.00 $704.51 – $3,505.00
MercyOne Des Moines Medical Center Des Moines $3,417.05 $704.51 – $3,505.00
MercyOne Genesis Davenport Medical Center Davenport $2,240.40 $1,550.93 – $1,618.50
MercyOne Waterloo Medical Center Waterloo $4,672.20 $1,126.12 – $4,792.00
UnityPoint Health - Allen Hospital Waterloo $2,659.20 $113.76 – $1,398.83
UnityPoint Health - Finley Hospital Dubuque $2,659.20 $113.76 – $1,551.30

All Iowa hospitals for this procedure →