Application finger splntstatic 29130 at MercyOne North Iowa Medical Center

1000 4th St. SW, Mason City, IA · MercyOne · · NPI 1467537886

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$653.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$612.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$43.00 with GEHA vs $408.00 with IOWA DEPT OF PUBLIC HEALTH — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
GEHA UNITED HEALTHCARE $43.00 ↓ -93%
UNITED HEALTHCARE UNITED HEALTHCARE $43.00 ↓ -93%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $104.45 ↓ -84%
HEALTH CHOICES MEDICAL ASSOCIATES $104.45 ↓ -84%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $128.74 ↓ -80%
MOLINA MEDICAID MOLINA MEDICAID $130.00 ↓ -80%
WELLPOINT MEDICAID WELLPOINT MEDICAID $130.51 ↓ -80%
BLUE CROSS - IL WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - VA (CAREFIRST) WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - MD (CAREFIRST) WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - ME (ANTHEM) WELLMARK PPO $135.93 ↓ -79%
WC DOMESTIC WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - MN WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - NE WELLMARK PPO $135.93 ↓ -79%
BLUE BENEFIT ADMINISTRATORS OF MASSACHUSETTS WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - AR WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - NM WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - ID WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - VT WELLMARK PPO $135.93 ↓ -79%
KAISER DOMESTIC WELLMARK PPO $135.93 ↓ -79%
BLUE SHIELD - WA (REGENCE) WELLMARK PPO $135.93 ↓ -79%
BCN DOMESTIC WELLMARK PPO $135.93 ↓ -79%
BCBS GENERIC WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - NV (ANTHEM) WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - OK WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS DOMESTIC WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - NY (ANTHEM) WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - CT (ANTHEM) WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - MS WELLMARK PPO $135.93 ↓ -79%
PRE-EMPLOYMENT WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - LA WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - TX WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - SC WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - MI WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - MT WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - RI WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - TN WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - FEDERAL WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - NC WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - IL ALTERNATE WELLMARK PPO $135.93 ↓ -79%
BLUE CARE NETWORK WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - AZ WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - HI WELLMARK PPO $135.93 ↓ -79%
BLUE SHIELD - NY HIGHMARK NORTHEASTERN WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - GA (ANTHEM) WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - VA (ANTHEM) WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - UT (REGENCE) WELLMARK PPO $135.93 ↓ -79%
BLUE SHIELD - CA WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - IA (WELLMARK) WELLMARK HMO $135.93 ↓ -79%
BLUE CROSS - IA (WELLMARK) WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - CA (ANTHEM) WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - AK (PREMERA) WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - WV (HIGHMARK) WELLMARK PPO $135.93 ↓ -79%
BLUE DISTINCTION TRANSPLANT WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - DC (CAREFIRST) WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - MA WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - WI (ANTHEM) WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - NH (ANTHEM) WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - CO (ANTHEM) WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - SD (WELLMARK) WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - OR (REGENCE) WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - NJ (HORIZON) WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - PA (CAPITAL) WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - OH (ANTHEM) WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - FL WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - PA (INDEPENDENCE) WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - WY WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - KY (ANTHEM) WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - DE (HIGHMARK) WELLMARK PPO $135.93 ↓ -79%
BLUE SHIELD - ID (REGENCE) WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - ND WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - KS WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - MO (ANTHEM) WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - AL WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - WA (PREMERA) WELLMARK PPO $135.93 ↓ -79%
BLUE SHIELD - NY HIGHMARK WESTERN WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - NY (EXCELLUS) WELLMARK PPO $135.93 ↓ -79%
BLUE CROSS - IN (ANTHEM) WELLMARK PPO $135.93 ↓ -79%
BLUE SHIELD - PA (HIGHMARK) WELLMARK PPO $135.93 ↓ -79%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $140.54 ↓ -78%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $140.54 ↓ -78%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $140.54 ↓ -78%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $141.94 ↓ -78%
SOUTH COUNTRY HEALTH ALLIANCE MEDICARE SOUTH COUNTRY MEDICARE ADVANTAGE $143.35 ↓ -78%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $143.35 ↓ -78%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $144.84 ↓ -78%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $146.27 ↓ -78%
CENTIVO CENTIVO $176.39 ↓ -73%
OSCAR OSCAR $189.02 ↓ -71%
AMISH HOSPITAL AID AMISH HOSPITAL AID $190.73 ↓ -71%
COVENTRY AETNA $214.20 ↓ -67%
LUMINARE HEALTH AETNA $214.20 ↓ -67%
CHRISTIAN BROTHER SERVICES AETNA $214.20 ↓ -67%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $214.20 ↓ -67%
LUCENT HEALTH AETNA $214.20 ↓ -67%
AETNA AETNA $214.20 ↓ -67%
ASR HEALTH BENEFITS AETNA $214.20 ↓ -67%
AETNA EAP AETNA $214.20 ↓ -67%
1199 NATIONAL BENEFIT FUND AETNA $214.20 ↓ -67%
FIRST HEALTH AETNA $214.20 ↓ -67%
WEBTPA AETNA $214.20 ↓ -67%
AETNA DOMESTIC AETNA $214.20 ↓ -67%
ALLIED BENEFIT SYSTEMS AETNA $214.20 ↓ -67%
MEDICAL MUTUAL AETNA $214.20 ↓ -67%
MERITAIN AETNA $214.20 ↓ -67%
AMBETTER AMBETTER MARKETPLACE $240.92 ↓ -63%
PREFERRED ONE PREFERRED ONE $265.20 ↓ -59%
HEALTH PARTNERS HEALTH PARTNERS $272.95 ↓ -58%
MIDLANDS MIDLANDS CHOICE PPO $285.60 ↓ -56%
AUXIANT MIDLANDS CHOICE PPO $285.60 ↓ -56%
CIGNA MIDLANDS CHOICE PPO $285.60 ↓ -56%
CIGNA EAP MIDLANDS CHOICE PPO $285.60 ↓ -56%
MIDLANDS CHOICE MIDLANDS CHOICE PPO $285.60 ↓ -56%
MEDICA MIDLANDS CHOICE PPO $285.60 ↓ -56%
CLAIMDOC CLAIMDOC $288.25 ↓ -56%
NOVA CLAIMDOC $288.25 ↓ -56%
MHNET MENTAL HEALTH ASSOCIATES $326.40 ↓ -50%
MULTIPLAN MULTIPLAN $367.20 ↓ -44%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $408.00 ↓ -38%
UNITED HEALTHCARE UHC OPTUM BEHAVIORAL HEALTH $408.00 ↓ -38%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $408.00 ↓ -38%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Application finger splntstatic 29130 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $129.00 $123.39 – $139.75
MercyOne Genesis Davenport Medical Center Davenport $156.00 $123.39 – $169.00
MercyOne Genesis DeWitt Medical Center DeWitt $156.00 $88.40 – $93.44
UnityPoint Health - Allen Hospital Waterloo $203.20 $25.92 – $106.84
UnityPoint Health - Finley Hospital Dubuque $203.20 $25.92 – $130.03
UnityPoint Health - Grinnell Regional Medical Center Grinnell $289.80 $25.92 – $145.98
UnityPoint Health - Iowa Lutheran Hospital Des Moines $362.99 $25.92 – $133.40
UnityPoint Health - Jones Regional Medical Center Anamosa $222.28 $25.92 – $246.45

All Iowa hospitals for this procedure →