Warde infectious agent nucleic acid genotype hepatitis c at UnityPoint Health - Marshalltown

55 UnityPoint Way, Marshalltown, IA · UnityPoint Health · · NPI 1629503057

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$646.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$808.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$108.13 with Health Partners Open Network vs $270.32 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Partners Open Network Commercial $108.13 ↓ -83%
Wellmark UPH Self-Funded Commercial $111.22 ↓ -83%
Wellmark Blue Cross and Blue Shield HMO $111.22 ↓ -83%
Wellmark Blue Cross and Blue Shield PPO $111.22 ↓ -83%
Medica Exchange Inspire Commercial $132.54 ↓ -79%
Medica Exchange Insure Commercial $148.29 ↓ -77%
United Healthcare PPO $154.47 ↓ -76%
United Healthcare HMO $154.47 ↓ -76%
Aetna HMO $228.62 ↓ -65%
Aetna PPO $244.06 ↓ -62%
Cigna/Midlands Commercial $246.53 ↓ -62%
Wellmark Blue Cross and Blue Shield Medicare Advantage $262.60 ↓ -59%
Aetna Medicare Advantage $262.60 ↓ -59%
Molina Medicare Advantage $262.60 ↓ -59%
Humana Medicare Advantage $270.32 ↓ -58%
Amerivantage Medicare Advantage $270.32 ↓ -58%
United Healthcare Medicare Advantage $270.32 ↓ -58%
Amerigroup Managed Medicaid not published by hospital
Iowa Total Care Managed Medicaid not published by hospital

Visitor-reported prices

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Warde infectious agent nucleic acid genotype hepatitis c at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $842.40 $257.45 – $257.45
MercyOne Dubuque Medical Center Dubuque $271.70 $152.99 – $517.47
MercyOne New Hampton Medical Center New Hampton $1,573.00 $958.08 – $2,420.00
MercyOne Dyersville Medical Center Dyersville $1,573.00 $914.76 – $2,723.95
MercyOne Clinton Medical Center Clinton $486.85 $211.97 – $749.00
MercyOne Cedar Falls Medical Center Cedar Falls $1,149.85 $249.47 – $1,769.00
MercyOne Elkader Medical Center Elkader $1,573.00 $1,245.57 – $2,529.38
MercyOne West Des Moines Medical Center West Des Moines $1,033.00 $207.63 – $1,033.00

All Iowa hospitals for this procedure →