Ins pq tunnld ip cath w/img at UnityPoint Health - Marshalltown
55 UnityPoint Way, Marshalltown, IA · UnityPoint Health · · NPI 1629503057
$5,302.92
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$6,628.64
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$179.49 with Aetna vs $3,434.11 with Iowa Total Care — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $179.49 | ↓ -97% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $183.08 | ↓ -97% |
| Molina | Medicare Advantage | $183.08 | ↓ -97% |
| United Healthcare | Medicare Advantage | $188.46 | ↓ -96% |
| Amerivantage | Medicare Advantage | $188.46 | ↓ -96% |
| Humana | Medicare Advantage | $188.46 | ↓ -96% |
| Wellmark Blue Cross and Blue Shield | HMO | $379.90 | ↓ -93% |
| Wellmark UPH Self-Funded | Commercial | $379.90 | ↓ -93% |
| Health Partners Open Network | Commercial | $441.67 | ↓ -92% |
| Wellmark Blue Cross and Blue Shield | PPO | $447.00 | ↓ -92% |
| Cigna/Midlands | Commercial | $476.34 | ↓ -91% |
| Aetna | PPO | $491.89 | ↓ -91% |
| Aetna | HMO | $491.89 | ↓ -91% |
| United Healthcare | PPO | $647.67 | ↓ -88% |
| United Healthcare | HMO | $647.67 | ↓ -88% |
| Medica Exchange Inspire | Commercial | $2,843.69 | ↓ -46% |
| Medica Exchange Insure | Commercial | $3,181.75 | ↓ -40% |
| Amerigroup | Managed Medicaid | $3,434.11 | ↓ -35% |
| Iowa Total Care | Managed Medicaid | $3,434.11 | ↓ -35% |
Visitor-reported prices
Comments
Ins pq tunnld ip cath w/img at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Des Moines Medical Center | Des Moines | $7,567.95 | $2,340.24 – $11,643.00 |
| MercyOne North Iowa Medical Center | Mason City | $7,079.80 | $2,788.35 – $10,892.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $1,585.20 | not published |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $1,585.20 | $928.00 – $2,679.00 |
| UnityPoint Health - Allen Hospital | Waterloo | $5,302.92 | $179.49 – $3,493.29 |
| UnityPoint Health - Finley Hospital | Dubuque | $2,924.80 | $179.49 – $3,363.52 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $5,012.10 | $179.49 – $3,511.29 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $8,334.19 | $179.49 – $3,400.08 |