healthcosts.net
Ghs init tx 1st degree burn at UnityPoint Health - Marshalltown
55 UnityPoint Way, Marshalltown, IA · UnityPoint Health · · NPI 1629503057
$180.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$226.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$40.75 with Aetna vs $193.36 with Iowa Total Care — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $40.75 | ↓ -77% |
| Molina | Medicare Advantage | $41.57 | ↓ -77% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $41.57 | ↓ -77% |
| Humana | Medicare Advantage | $42.79 | ↓ -76% |
| Amerivantage | Medicare Advantage | $42.79 | ↓ -76% |
| United Healthcare | Medicare Advantage | $42.79 | ↓ -76% |
| Health Partners Open Network | Commercial | $44.61 | ↓ -75% |
| Wellmark Blue Cross and Blue Shield | PPO | $45.89 | ↓ -75% |
| Wellmark Blue Cross and Blue Shield | HMO | $45.89 | ↓ -75% |
| Wellmark UPH Self-Funded | Commercial | $45.89 | ↓ -75% |
| Medica Exchange Inspire | Commercial | $54.68 | ↓ -70% |
| Medica Exchange Insure | Commercial | $61.19 | ↓ -66% |
| United Healthcare | HMO | $92.80 | ↓ -49% |
| United Healthcare | PPO | $92.80 | ↓ -49% |
| Aetna | HMO | $94.33 | ↓ -48% |
| Aetna | PPO | $100.70 | ↓ -44% |
| Cigna/Midlands | Commercial | $101.72 | ↓ -44% |
| Amerigroup | Managed Medicaid | $193.36 | ↑ +7% |
| Iowa Total Care | Managed Medicaid | $193.36 | ↑ +7% |
Visitor-reported prices
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Ghs init tx 1st degree burn at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $200.40 | $190.20 – $217.10 |
| MercyOne North Iowa Medical Center | Mason City | $168.17 | $10.79 – $151.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $242.40 | $190.20 – $250.90 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $242.40 | $137.36 – $161.33 |
| MercyOne Waterloo Medical Center | Waterloo | $789.75 | $285.53 – $1,215.00 |
| UnityPoint Health - Allen Hospital | Waterloo | $180.80 | $40.75 – $164.70 |
| UnityPoint Health - Finley Hospital | Dubuque | $180.80 | $40.75 – $174.71 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $384.23 | $40.75 – $197.70 |