Ghs conjunctiva foreign body-embed bil at UnityPoint Health - Marshalltown

55 UnityPoint Way, Marshalltown, IA · UnityPoint Health · · NPI 1629503057

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$399.35

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$499.18

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$32.87 with Aetna vs $388.30 with Iowa Total Care — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $32.87 ↓ -92%
Wellmark Blue Cross and Blue Shield Medicare Advantage $33.53 ↓ -92%
Molina Medicare Advantage $33.53 ↓ -92%
United Healthcare Medicare Advantage $34.51 ↓ -91%
Amerivantage Medicare Advantage $34.51 ↓ -91%
Humana Medicare Advantage $34.51 ↓ -91%
Wellmark UPH Self-Funded Commercial $67.50 ↓ -83%
Wellmark Blue Cross and Blue Shield HMO $67.50 ↓ -83%
Wellmark Blue Cross and Blue Shield PPO $79.40 ↓ -80%
Cigna/Midlands Commercial $87.40 ↓ -78%
Health Partners Open Network Commercial $98.10 ↓ -75%
United Healthcare PPO $115.79 ↓ -71%
United Healthcare HMO $115.79 ↓ -71%
Aetna PPO $116.61 ↓ -71%
Aetna HMO $116.61 ↓ -71%
Medica Exchange Inspire Commercial $214.15 ↓ -46%
Medica Exchange Insure Commercial $239.61 ↓ -40%
Amerigroup Managed Medicaid $388.30 ↓ -3%
Iowa Total Care Managed Medicaid $388.30 ↓ -3%

Visitor-reported prices

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Ghs conjunctiva foreign body-embed bil at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $369.00 not published
MercyOne Genesis Davenport Medical Center Davenport $445.80 not published
MercyOne Genesis DeWitt Medical Center DeWitt $445.80 $159.87 – $168.64
UnityPoint Health - Allen Hospital Waterloo $399.35 $32.87 – $330.75
UnityPoint Health - Finley Hospital Dubuque $243.20 $32.87 – $350.85
UnityPoint Health - Grinnell Regional Medical Center Grinnell $1,060.62 $32.87 – $534.29
UnityPoint Health - Iowa Lutheran Hospital Des Moines $1,775.83 $32.87 – $652.62
UnityPoint Health - Jones Regional Medical Center Anamosa $411.93 $32.87 – $456.73

All Iowa hospitals for this procedure →