Excision benign lesion trunk/arms/legs 1.1 - 2.0 cm at UnityPoint Health - Marshalltown
55 UnityPoint Way, Marshalltown, IA · UnityPoint Health · · NPI 1629503057
$416.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$520.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$105.08 with Aetna vs $684.66 with Iowa Total Care — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $105.08 | ↓ -75% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $107.18 | ↓ -74% |
| Molina | Medicare Advantage | $107.18 | ↓ -74% |
| Amerivantage | Medicare Advantage | $110.33 | ↓ -73% |
| United Healthcare | Medicare Advantage | $110.33 | ↓ -73% |
| Humana | Medicare Advantage | $110.33 | ↓ -73% |
| Wellmark Blue Cross and Blue Shield | HMO | $208.10 | ↓ -50% |
| Wellmark UPH Self-Funded | Commercial | $208.10 | ↓ -50% |
| Health Partners Open Network | Commercial | $208.19 | ↓ -50% |
| Wellmark Blue Cross and Blue Shield | PPO | $244.80 | ↓ -41% |
| Aetna | PPO | $251.98 | ↓ -39% |
| Aetna | HMO | $251.98 | ↓ -39% |
| Cigna/Midlands | Commercial | $279.92 | ↓ -33% |
| United Healthcare | PPO | $353.49 | ↓ -15% |
| United Healthcare | HMO | $353.49 | ↓ -15% |
| Amerigroup | Managed Medicaid | $684.66 | ↑ +65% |
| Iowa Total Care | Managed Medicaid | $684.66 | ↑ +65% |
| Medica Exchange Insure | Commercial | not published by hospital | — |
| Medica Exchange Inspire | Commercial | not published by hospital | — |
Visitor-reported prices
Comments
Excision benign lesion trunk/arms/legs 1.1 - 2.0 cm at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $397.80 | $430.95 – $673.49 |
| MercyOne New Hampton Medical Center | New Hampton | $457.60 | $30.56 – $569.00 |
| MercyOne Clinton Medical Center | Clinton | $1,083.55 | $30.56 – $1,515.37 |
| MercyOne Centerville Medical Center | Centerville | $9,635.12 | $1.92 – $704.00 |
| MercyOne North Iowa Medical Center | Mason City | $1,478.00 | $30.56 – $1,534.15 |
| MercyOne Genesis Davenport Medical Center | Davenport | $459.60 | $453.05 – $673.49 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $310.80 | $378.14 – $2,679.00 |
| MercyOne Waterloo Medical Center | Waterloo | $510.25 | $30.56 – $3,576.15 |