Clsd tx/metacarpal fx/sg without manip 26600 at UnityPoint Health - Marshalltown

55 UnityPoint Way, Marshalltown, IA · UnityPoint Health · · NPI 1629503057

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$725.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$907.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$129.68 with Health Partners Open Network vs $295.66 with Cigna/Midlands — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Partners Open Network Commercial $129.68 ↓ -82%
Wellmark UPH Self-Funded Commercial $133.38 ↓ -82%
Wellmark Blue Cross and Blue Shield PPO $133.38 ↓ -82%
Wellmark Blue Cross and Blue Shield HMO $133.38 ↓ -82%
Medica Exchange Inspire Commercial $158.94 ↓ -78%
Medica Exchange Insure Commercial $177.84 ↓ -75%
Wellmark Blue Cross and Blue Shield Medicare Advantage $225.59 ↓ -69%
Aetna Medicare Advantage $225.59 ↓ -69%
Molina Medicare Advantage $225.59 ↓ -69%
United Healthcare Medicare Advantage $232.23 ↓ -68%
Humana Medicare Advantage $232.23 ↓ -68%
Amerivantage Medicare Advantage $232.23 ↓ -68%
Iowa Total Care Managed Medicaid $233.43 ↓ -68%
Amerigroup Managed Medicaid $233.43 ↓ -68%
United Healthcare HMO $269.72 ↓ -63%
United Healthcare PPO $269.72 ↓ -63%
Aetna HMO $274.17 ↓ -62%
Aetna PPO $292.70 ↓ -60%
Cigna/Midlands Commercial $295.66 ↓ -59%

Visitor-reported prices

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Clsd tx/metacarpal fx/sg without manip 26600 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $519.00 $229.62 – $232.05
MercyOne Centerville Medical Center Centerville $2,571.00 $140.49 – $512.00
MercyOne Newton Medical Center Newton $1,671.15 $233.49 – $2,571.00
MercyOne North Iowa Medical Center Mason City $1,197.00 $30.88 – $880.38
MercyOne Genesis Davenport Medical Center Davenport $544.80 $229.62 – $280.80
MercyOne Genesis DeWitt Medical Center DeWitt $544.80 $146.88 – $315.36
MercyOne Waterloo Medical Center Waterloo $1,014.00 $48.87 – $1,014.00
UnityPoint Health - Allen Hospital Waterloo $725.60 $174.51 – $587.20

All Iowa hospitals for this procedure →