Closed tx/talus fracture without manip 28430 at UnityPoint Health - Marshalltown

55 UnityPoint Way, Marshalltown, IA · UnityPoint Health · · NPI 1629503057

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$1,176.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,470.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$73.91 with Health Partners Open Network vs $233.43 with Iowa Total Care — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Partners Open Network Commercial $73.91 ↓ -94%
Wellmark UPH Self-Funded Commercial $76.02 ↓ -94%
Wellmark Blue Cross and Blue Shield HMO $76.02 ↓ -94%
Wellmark Blue Cross and Blue Shield PPO $76.02 ↓ -94%
Medica Exchange Inspire Commercial $90.59 ↓ -92%
Medica Exchange Insure Commercial $101.36 ↓ -91%
United Healthcare PPO $153.72 ↓ -87%
United Healthcare HMO $153.72 ↓ -87%
Aetna HMO $156.26 ↓ -87%
Aetna PPO $166.82 ↓ -86%
Cigna/Midlands Commercial $168.51 ↓ -86%
Aetna Medicare Advantage $196.44 ↓ -83%
Wellmark Blue Cross and Blue Shield Medicare Advantage $200.37 ↓ -83%
Molina Medicare Advantage $200.37 ↓ -83%
Humana Medicare Advantage $206.26 ↓ -82%
Amerivantage Medicare Advantage $206.26 ↓ -82%
United Healthcare Medicare Advantage $206.26 ↓ -82%
Amerigroup Managed Medicaid $233.43 ↓ -80%
Iowa Total Care Managed Medicaid $233.43 ↓ -80%

Visitor-reported prices

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Closed tx/talus fracture without manip 28430 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $421.80 not published
MercyOne Genesis Davenport Medical Center Davenport $442.80 not published
MercyOne Genesis DeWitt Medical Center DeWitt $442.80 $538.74 – $2,679.00
MercyOne Waterloo Medical Center Waterloo $742.00 $67.22 – $3,576.15
UnityPoint Health - Allen Hospital Waterloo $1,176.00 $99.46 – $424.80
UnityPoint Health - Finley Hospital Dubuque $1,176.00 $105.83 – $440.01
UnityPoint Health - Grinnell Regional Medical Center Grinnell $1,176.00 $196.44 – $521.41
UnityPoint Health - Iowa Lutheran Hospital Des Moines $1,176.00 $146.48 – $424.80

All Iowa hospitals for this procedure →