Artery x-rays spine at UnityPoint Health - Marshalltown
55 UnityPoint Way, Marshalltown, IA · UnityPoint Health · · NPI 1629503057
$10,258.65
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$12,823.31
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$102.86 with Aetna vs $6,155.19 with Medica Exchange Insure — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $102.86 | ↓ -99% |
| Molina | Medicare Advantage | $104.92 | ↓ -99% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $104.92 | ↓ -99% |
| Amerivantage | Medicare Advantage | $108.00 | ↓ -99% |
| Humana | Medicare Advantage | $108.00 | ↓ -99% |
| United Healthcare | Medicare Advantage | $108.00 | ↓ -99% |
| United Healthcare | PPO | $142.90 | ↓ -99% |
| United Healthcare | HMO | $142.90 | ↓ -99% |
| Health Partners Open Network | Commercial | $198.58 | ↓ -98% |
| Wellmark UPH Self-Funded | Commercial | $200.40 | ↓ -98% |
| Wellmark Blue Cross and Blue Shield | HMO | $200.40 | ↓ -98% |
| Cigna/Midlands | Commercial | $215.21 | ↓ -98% |
| Aetna | PPO | $226.50 | ↓ -98% |
| Aetna | HMO | $226.50 | ↓ -98% |
| Wellmark Blue Cross and Blue Shield | PPO | $235.80 | ↓ -98% |
| Amerigroup | Managed Medicaid | $5,260.27 | ↓ -49% |
| Iowa Total Care | Managed Medicaid | $5,260.27 | ↓ -49% |
| Medica Exchange Inspire | Commercial | $5,501.20 | ↓ -46% |
| Medica Exchange Insure | Commercial | $6,155.19 | ↓ -40% |
Visitor-reported prices
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Artery x-rays spine at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $1,119.60 | $1,212.90 – $5,174.44 |
| MercyOne Des Moines Medical Center | Des Moines | $5,958.55 | $1,842.57 – $11,564.46 |
| MercyOne North Iowa Medical Center | Mason City | $10,348.65 | $4,075.78 – $15,921.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $1,223.40 | $1,325.35 – $5,174.44 |
| UnityPoint Health - Allen Hospital | Waterloo | $10,258.65 | $102.86 – $6,757.88 |
| UnityPoint Health - Finley Hospital | Dubuque | $604.80 | $102.86 – $4,752.85 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $604.80 | $102.86 – $5,378.48 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $4,550.74 | $102.86 – $5,208.13 |