Trnsfr/rearrngmnt adjcnt tiss trnk 10.1-30sqcm at UnityPoint Health - Grinnell Regional Medical Center
210 Fourth Ave, Grinnell, IA · UnityPoint Health · · NPI 1669420501
$1,954.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,443.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$585.70 with Aetna vs $1,988.86 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $585.70 | ↓ -70% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $597.41 | ↓ -69% |
| Molina | Medicare Advantage | $597.41 | ↓ -69% |
| Humana | Medicare Advantage | $614.99 | ↓ -69% |
| United Healthcare | Medicare Advantage | $614.99 | ↓ -69% |
| Amerivantage | Medicare Advantage | $614.99 | ↓ -69% |
| Wellmark UPH Self-Funded | Commercial | $1,175.10 | ↓ -40% |
| Wellmark Blue Cross and Blue Shield | HMO | $1,175.10 | ↓ -40% |
| Health Partners Open Network | Commercial | $1,232.78 | ↓ -37% |
| Wellmark Blue Cross and Blue Shield | PPO | $1,382.40 | ↓ -29% |
| Aetna | HMO | $1,447.51 | ↓ -26% |
| Cigna/Midlands | Commercial | $1,558.52 | ↓ -20% |
| Aetna | PPO | $1,761.15 | ↓ -10% |
| Iowa Total Care | Managed Medicaid | $1,820.02 | ↓ -7% |
| Amerigroup | Managed Medicaid | $1,820.02 | ↓ -7% |
| United Healthcare | PPO | $1,988.86 | ↑ +2% |
| United Healthcare | HMO | $1,988.86 | ↑ +2% |
| Medica Exchange Insure | Commercial | not published by hospital | — |
| Medica Exchange Inspire | Commercial | not published by hospital | — |
Visitor-reported prices
Comments
Trnsfr/rearrngmnt adjcnt tiss trnk 10.1-30sqcm at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $1,456.80 | not published |
| MercyOne Clinton Medical Center | Clinton | $22,031.75 | $38.53 – $8,378.85 |
| MercyOne Newton Medical Center | Newton | $2,131.00 | $191.92 – $1,473.00 |
| MercyOne North Iowa Medical Center | Mason City | $1,727.05 | $680.19 – $2,657.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $1,529.40 | not published |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $1,529.40 | $928.00 – $2,679.00 |
| UnityPoint Health - Allen Hospital | Waterloo | $1,954.40 | $585.70 – $1,558.52 |
| UnityPoint Health - Finley Hospital | Dubuque | $1,954.40 | $585.70 – $2,247.56 |