Stress test pulmonary at UnityPoint Health - Grinnell Regional Medical Center

210 Fourth Ave, Grinnell, IA · UnityPoint Health · · NPI 1669420501

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$266.04

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$332.55

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.07 with Aetna vs $319.25 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $11.07 ↓ -96%
Molina Medicare Advantage $11.29 ↓ -96%
Wellmark Blue Cross and Blue Shield Medicare Advantage $11.29 ↓ -96%
United Healthcare Medicare Advantage $11.62 ↓ -96%
Humana Medicare Advantage $11.62 ↓ -96%
Amerivantage Medicare Advantage $11.62 ↓ -96%
Health Partners Open Network Commercial $16.71 ↓ -94%
Wellmark Blue Cross and Blue Shield HMO $24.00 ↓ -91%
Wellmark UPH Self-Funded Commercial $24.00 ↓ -91%
United Healthcare HMO $25.51 ↓ -90%
United Healthcare PPO $25.51 ↓ -90%
Wellmark Blue Cross and Blue Shield PPO $28.20 ↓ -89%
Cigna/Midlands Commercial $28.37 ↓ -89%
Medica Exchange Inspire Commercial $119.72 ↓ -55%
Amerigroup Managed Medicaid $128.25 ↓ -52%
Iowa Total Care Managed Medicaid $128.25 ↓ -52%
Medica Exchange Insure Commercial $134.02 ↓ -50%
Aetna PPO $319.25 ↑ +20%
Aetna HMO $319.25 ↑ +20%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Stress test pulmonary at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $109.80 $70.85 – $123.39
MercyOne Dubuque Medical Center Dubuque $145.60 $79.97 – $265.84
MercyOne New Hampton Medical Center New Hampton $273.65 $166.67 – $421.00
MercyOne Clinton Medical Center Clinton $234.65 $102.16 – $1,187.00
MercyOne Elkader Medical Center Elkader $273.65 $216.69 – $440.03
MercyOne Des Moines Medical Center Des Moines $443.95 $14.48 – $683.00
MercyOne Centerville Medical Center Centerville $421.00 $115.52 – $421.00
MercyOne Newton Medical Center Newton $273.65 $125.94 – $421.00

All Iowa hospitals for this procedure →