Strapping of hip at UnityPoint Health - Grinnell Regional Medical Center

210 Fourth Ave, Grinnell, IA · UnityPoint Health · · NPI 1669420501

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$193.96

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$242.44

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.05 with Aetna vs $128.25 with Iowa Total Care — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $17.05 ↓ -91%
Molina Medicare Advantage $17.39 ↓ -91%
Wellmark Blue Cross and Blue Shield Medicare Advantage $17.39 ↓ -91%
United Healthcare Medicare Advantage $17.90 ↓ -91%
Humana Medicare Advantage $17.90 ↓ -91%
Amerivantage Medicare Advantage $17.90 ↓ -91%
Health Partners Open Network Commercial $34.87 ↓ -82%
Wellmark Blue Cross and Blue Shield HMO $35.30 ↓ -82%
Wellmark UPH Self-Funded Commercial $35.30 ↓ -82%
Wellmark Blue Cross and Blue Shield PPO $41.50 ↓ -79%
Aetna HMO $41.55 ↓ -79%
Cigna/Midlands Commercial $44.94 ↓ -77%
Aetna PPO $49.59 ↓ -74%
United Healthcare PPO $61.72 ↓ -68%
United Healthcare HMO $61.72 ↓ -68%
Medica Exchange Inspire Commercial $87.28 ↓ -55%
Medica Exchange Insure Commercial $97.70 ↓ -50%
Amerigroup Managed Medicaid $128.25 ↓ -34%
Iowa Total Care Managed Medicaid $128.25 ↓ -34%

Visitor-reported prices

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Strapping of hip at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $176.00 $17.05 – $106.84
UnityPoint Health - Finley Hospital Dubuque $176.00 $17.05 – $113.34
UnityPoint Health - Iowa Lutheran Hospital Des Moines $176.00 $17.05 – $124.19
UnityPoint Health - Jones Regional Medical Center Anamosa $176.00 $17.05 – $44.94
UnityPoint Health - Marshalltown Marshalltown $176.00 $17.05 – $125.43
UnityPoint Health - St. Lukes Downtown Sioux City $176.00 $17.05 – $114.16
UnityPoint Health - Trinity Bettendorf Bettendorf $176.00 $17.05 – $110.92
UnityPoint Health - Trinity Muscatine Muscatine $176.00 $17.05 – $111.33

All Iowa hospitals for this procedure →