Inj cntr knee arthro incl ct/mri at UnityPoint Health - Grinnell Regional Medical Center
210 Fourth Ave, Grinnell, IA · UnityPoint Health · · NPI 1669420501
$769.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$962.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$36.13 with Aetna vs $192.75 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $36.13 | ↓ -95% |
| Molina | Medicare Advantage | $36.85 | ↓ -95% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $36.85 | ↓ -95% |
| Amerivantage | Medicare Advantage | $37.94 | ↓ -95% |
| Humana | Medicare Advantage | $37.94 | ↓ -95% |
| United Healthcare | Medicare Advantage | $37.94 | ↓ -95% |
| Health Partners Open Network | Commercial | $63.45 | ↓ -92% |
| Medica Exchange Inspire | Commercial | $72.28 | ↓ -91% |
| Wellmark UPH Self-Funded | Commercial | $77.00 | ↓ -90% |
| Wellmark Blue Cross and Blue Shield | HMO | $77.00 | ↓ -90% |
| Medica Exchange Insure | Commercial | $80.91 | ↓ -89% |
| Wellmark Blue Cross and Blue Shield | PPO | $90.60 | ↓ -88% |
| Cigna/Midlands | Commercial | $96.54 | ↓ -87% |
| United Healthcare | PPO | $129.04 | ↓ -83% |
| United Healthcare | HMO | $129.04 | ↓ -83% |
| Aetna | HMO | $192.75 | ↓ -75% |
| Aetna | PPO | $192.75 | ↓ -75% |
| Amerigroup | Managed Medicaid | not published by hospital | — |
| Iowa Total Care | Managed Medicaid | not published by hospital | — |
Visitor-reported prices
Comments
Inj cntr knee arthro incl ct/mri at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $144.00 | not published |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $614.25 | $148.05 – $3,576.15 |
| MercyOne West Des Moines Medical Center | West Des Moines | $591.00 | $79.19 – $394.00 |
| MercyOne Des Moines Medical Center | Des Moines | $384.15 | $79.19 – $394.00 |
| MercyOne North Iowa Medical Center | Mason City | $614.25 | $161.28 – $630.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $166.80 | not published |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $166.80 | $94.52 – $202.94 |
| UnityPoint Health - Allen Hospital | Waterloo | $769.60 | $36.13 – $209.90 |