Hiv-1 ag ia at UnityPoint Health - Grinnell Regional Medical Center

210 Fourth Ave, Grinnell, IA · UnityPoint Health · · NPI 1669420501

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$48.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$61.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.44 with United Healthcare vs $30.09 with Cigna/Midlands — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare HMO $14.44 ↓ -70%
United Healthcare PPO $14.44 ↓ -70%
Health Partners Open Network Commercial $15.24 ↓ -69%
Medica Exchange Inspire Commercial $17.36 ↓ -64%
Medica Exchange Insure Commercial $19.43 ↓ -60%
Wellmark Blue Cross and Blue Shield PPO $24.06 ↓ -51%
Wellmark Blue Cross and Blue Shield HMO $24.06 ↓ -51%
Wellmark UPH Self-Funded Commercial $24.06 ↓ -51%
Molina Medicare Advantage $24.54 ↓ -50%
Wellmark Blue Cross and Blue Shield Medicare Advantage $24.54 ↓ -50%
Aetna Medicare Advantage $24.54 ↓ -50%
United Healthcare Medicare Advantage $25.26 ↓ -48%
Amerivantage Medicare Advantage $25.26 ↓ -48%
Humana Medicare Advantage $25.26 ↓ -48%
Aetna PPO $25.47 ↓ -48%
Aetna HMO $25.47 ↓ -48%
Cigna/Midlands Commercial $30.09 ↓ -38%
Amerigroup Managed Medicaid not published by hospital
Iowa Total Care Managed Medicaid not published by hospital

Visitor-reported prices

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Hiv-1 ag ia at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $48.80 $14.44 – $33.69
UnityPoint Health - Finley Hospital Dubuque $48.80 $3.50 – $38.58
UnityPoint Health - Iowa Lutheran Hospital Des Moines $48.80 $12.63 – $33.69
UnityPoint Health - Jones Regional Medical Center Anamosa $48.80 $14.44 – $42.77
UnityPoint Health - Marshalltown Marshalltown $48.80 $14.44 – $31.28
UnityPoint Health - St. Lukes Downtown Sioux City $48.80 $12.54 – $33.69
UnityPoint Health - Trinity Bettendorf Bettendorf $48.80 $14.44 – $38.50
UnityPoint Health - Trinity Muscatine Muscatine $48.80 $3.50 – $38.50

All Iowa hospitals for this procedure →