Ghs nailbed repair/nail removal at UnityPoint Health - Grinnell Regional Medical Center
210 Fourth Ave, Grinnell, IA · UnityPoint Health · · NPI 1669420501
$689.21
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$861.51
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$99.39 with Aetna vs $609.05 with Iowa Total Care — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $99.39 | ↓ -86% |
| Molina | Medicare Advantage | $101.38 | ↓ -85% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $101.38 | ↓ -85% |
| Amerivantage | Medicare Advantage | $104.36 | ↓ -85% |
| Humana | Medicare Advantage | $104.36 | ↓ -85% |
| United Healthcare | Medicare Advantage | $104.36 | ↓ -85% |
| Wellmark UPH Self-Funded | Commercial | $195.60 | ↓ -72% |
| Wellmark Blue Cross and Blue Shield | HMO | $195.60 | ↓ -72% |
| Wellmark Blue Cross and Blue Shield | PPO | $230.20 | ↓ -67% |
| Health Partners Open Network | Commercial | $245.10 | ↓ -64% |
| Cigna/Midlands | Commercial | $265.42 | ↓ -61% |
| Aetna | HMO | $290.84 | ↓ -58% |
| Medica Exchange Inspire | Commercial | $310.14 | ↓ -55% |
| Medica Exchange Insure | Commercial | $347.19 | ↓ -50% |
| Aetna | PPO | $353.82 | ↓ -49% |
| United Healthcare | PPO | $356.46 | ↓ -48% |
| United Healthcare | HMO | $356.46 | ↓ -48% |
| Amerigroup | Managed Medicaid | $609.05 | ↓ -12% |
| Iowa Total Care | Managed Medicaid | $609.05 | ↓ -12% |
Visitor-reported prices
Comments
Ghs nailbed repair/nail removal at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $409.20 | $273.00 – $585.94 |
| MercyOne Dyersville Medical Center | Dyersville | $505.05 | $293.71 – $874.59 |
| MercyOne Clinton Medical Center | Clinton | $459.00 | $30.19 – $400.25 |
| MercyOne Newton Medical Center | Newton | $490.00 | $30.19 – $348.44 |
| MercyOne Genesis Davenport Medical Center | Davenport | $429.60 | $330.20 – $585.94 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $429.60 | $172.72 – $370.84 |
| MercyOne Waterloo Medical Center | Waterloo | $490.00 | $30.19 – $360.23 |
| UnityPoint Health - Allen Hospital | Waterloo | $740.39 | $99.39 – $507.38 |