healthcosts.net
Circumcision (newborn) at UnityPoint Health - Grinnell Regional Medical Center
210 Fourth Ave, Grinnell, IA · UnityPoint Health · · NPI 1669420501
$3,491.96
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$4,364.94
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$86.56 with Aetna vs $2,038.19 with Iowa Total Care — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $86.56 | ↓ -98% |
| Molina | Medicare Advantage | $88.29 | ↓ -97% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $88.29 | ↓ -97% |
| Amerivantage | Medicare Advantage | $90.89 | ↓ -97% |
| Humana | Medicare Advantage | $90.89 | ↓ -97% |
| United Healthcare | Medicare Advantage | $90.89 | ↓ -97% |
| Wellmark Blue Cross and Blue Shield | HMO | $180.90 | ↓ -95% |
| Wellmark UPH Self-Funded | Commercial | $180.90 | ↓ -95% |
| Health Partners Open Network | Commercial | $186.40 | ↓ -95% |
| Wellmark Blue Cross and Blue Shield | PPO | $212.90 | ↓ -94% |
| Aetna | HMO | $217.12 | ↓ -94% |
| Cigna/Midlands | Commercial | $230.63 | ↓ -93% |
| Aetna | PPO | $264.04 | ↓ -92% |
| United Healthcare | HMO | $309.19 | ↓ -91% |
| United Healthcare | PPO | $309.19 | ↓ -91% |
| Medica Exchange Inspire | Commercial | $1,571.38 | ↓ -55% |
| Medica Exchange Insure | Commercial | $1,759.07 | ↓ -50% |
| Amerigroup | Managed Medicaid | $2,038.19 | ↓ -42% |
| Iowa Total Care | Managed Medicaid | $2,038.19 | ↓ -42% |
Visitor-reported prices
Comments
Circumcision (newborn) at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $3,787.61 | $86.56 – $1,973.64 |
| UnityPoint Health - Allen Hospital | Waterloo | $4,024.90 | $86.56 – $2,651.40 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $387.60 | $234.00 – $1,960.87 |
| MercyOne Dubuque Medical Center | Dubuque | $1,322.75 | $26.84 – $4,176.77 |
| MercyOne New Hampton Medical Center | New Hampton | $2,372.50 | $12.01 – $3,650.00 |
| MercyOne Clinton Medical Center | Clinton | $6,299.80 | $26.84 – $4,473.33 |
| MercyOne West Des Moines Medical Center | West Des Moines | $4,284.00 | $733.65 – $4,058.30 |
| MercyOne Des Moines Medical Center | Des Moines | $2,895.75 | $26.84 – $4,284.00 |