Spinal puncture lumbar diagnostic w/fluoroscopic or CT guidance at UnityPoint Health - Trinity Regional Medical Center

802 Kenyon Road, Fort Dodge, IA · UnityPoint Health · · NPI 1487759858

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$1,255.16

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,568.95

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$77.23 with Aetna vs $1,794.04 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $77.23 ↓ -94%
Wellmark Blue Cross and Blue Shield Medicare Advantage $78.77 ↓ -94%
Humana Medicare Advantage $81.09 ↓ -94%
United Healthcare Medicare Advantage $81.09 ↓ -94%
Wellmark Blue Cross and Blue Shield HMO $162.40 ↓ -87%
Wellmark UPH Self-Funded Commercial $162.40 ↓ -87%
Health Partners Open Network Commercial $177.61 ↓ -86%
Wellmark Blue Cross and Blue Shield PPO $191.00 ↓ -85%
Cigna/Midlands Commercial $205.98 ↓ -84%
United Healthcare PPO $281.26 ↓ -78%
United Healthcare HMO $281.26 ↓ -78%
Iowa Total Care Managed Medicaid $590.25 ↓ -53%
Amerigroup Managed Medicaid $590.25 ↓ -53%
Medica Exchange Insure Commercial $726.42 ↓ -42%
Medica Exchange Inspire Commercial $1,333.61 ↑ +6%
Aetna HMO $1,700.84 ↑ +36%
Aetna PPO $1,794.04 ↑ +43%

Visitor-reported prices

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Spinal puncture lumbar diagnostic w/fluoroscopic or CT guidance at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $855.00 $662.89 – $926.25
MercyOne Dubuque Medical Center Dubuque $961.35 $528.00 – $1,479.00
MercyOne Clinton Medical Center Clinton $1,217.45 $530.06 – $1,873.00
MercyOne West Des Moines Medical Center West Des Moines $2,045.00 $411.05 – $2,045.00
MercyOne Des Moines Medical Center Des Moines $1,329.25 $411.05 – $2,045.00
MercyOne North Iowa Medical Center Mason City $1,785.55 $683.01 – $2,747.00
MercyOne Genesis Davenport Medical Center Davenport $1,032.60 $662.89 – $928.05
MercyOne Genesis DeWitt Medical Center DeWitt $1,032.60 $585.14 – $1,256.33

All Iowa hospitals for this procedure →