Phlebotomy therapeutic at UnityPoint Health - Trinity Regional Medical Center

802 Kenyon Road, Fort Dodge, IA · UnityPoint Health · · NPI 1487759858

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$265.01

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$331.26

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$78.85 with Aetna vs $281.57 with Medica Exchange Inspire — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $78.85 ↓ -70%
Wellmark Blue Cross and Blue Shield Medicare Advantage $80.43 ↓ -70%
United Healthcare Medicare Advantage $82.79 ↓ -69%
Humana Medicare Advantage $82.79 ↓ -69%
Iowa Total Care Managed Medicaid $109.87 ↓ -59%
Amerigroup Managed Medicaid $109.87 ↓ -59%
Medica Exchange Insure Commercial $153.37 ↓ -42%
Wellmark UPH Self-Funded Commercial $165.80 ↓ -37%
Wellmark Blue Cross and Blue Shield HMO $165.80 ↓ -37%
Health Partners Open Network Commercial $166.95 ↓ -37%
Wellmark Blue Cross and Blue Shield PPO $195.00 ↓ -26%
Cigna/Midlands Commercial $212.01 ↓ -20%
Aetna HMO $218.46 ↓ -18%
United Healthcare PPO $244.12 ↓ -8%
United Healthcare HMO $244.12 ↓ -8%
Aetna PPO $266.73 ↑ +1%
Medica Exchange Inspire Commercial $281.57 ↑ +6%

Visitor-reported prices

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Phlebotomy therapeutic at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $143.40 $69.55 – $123.39
MercyOne New Hampton Medical Center New Hampton $306.80 $186.86 – $472.00
MercyOne Clinton Medical Center Clinton $231.40 $100.75 – $842.00
MercyOne Oelwein Medical Center Oelwein $306.80 $180.40 – $472.00
MercyOne Cedar Falls Medical Center Cedar Falls $286.65 $103.64 – $441.00
MercyOne Des Moines Medical Center Des Moines $100.10 $30.95 – $258.30
MercyOne Centerville Medical Center Centerville $472.00 $129.52 – $472.00
MercyOne Newton Medical Center Newton $306.80 $125.94 – $472.00

All Iowa hospitals for this procedure →