Ins cath ren art 1st uni at UnityPoint Health - Trinity Regional Medical Center
802 Kenyon Road, Fort Dodge, IA · UnityPoint Health · · NPI 1487759858
$3,395.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,244.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$221.39 with Aetna vs $3,377.02 with Medica Exchange Inspire — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $221.39 | ↓ -93% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $225.82 | ↓ -93% |
| United Healthcare | Medicare Advantage | $232.46 | ↓ -93% |
| Humana | Medicare Advantage | $232.46 | ↓ -93% |
| Wellmark Blue Cross and Blue Shield | HMO | $497.80 | ↓ -85% |
| Wellmark UPH Self-Funded | Commercial | $497.80 | ↓ -85% |
| Health Partners Open Network | Commercial | $565.33 | ↓ -83% |
| Wellmark Blue Cross and Blue Shield | PPO | $585.60 | ↓ -83% |
| Cigna/Midlands | Commercial | $593.10 | ↓ -83% |
| Aetna | HMO | $636.63 | ↓ -81% |
| Aetna | PPO | $774.70 | ↓ -77% |
| United Healthcare | HMO | $806.60 | ↓ -76% |
| United Healthcare | PPO | $806.60 | ↓ -76% |
| Medica Exchange Insure | Commercial | $1,839.48 | ↓ -46% |
| Amerigroup | Managed Medicaid | $2,682.66 | ↓ -21% |
| Iowa Total Care | Managed Medicaid | $2,682.66 | ↓ -21% |
| Medica Exchange Inspire | Commercial | $3,377.02 | ↓ -1% |
Visitor-reported prices
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Ins cath ren art 1st uni at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $3,291.60 | $3,012.85 – $3,565.90 |
| MercyOne West Des Moines Medical Center | West Des Moines | $15,007.00 | $2,980.30 – $15,007.00 |
| MercyOne Des Moines Medical Center | Des Moines | $37,714.71 | $9.09 – $16,506.00 |
| MercyOne North Iowa Medical Center | Mason City | $6,861.40 | $2,702.34 – $10,556.00 |
| MercyOne Genesis Davenport Medical Center | Davenport | $3,802.20 | $3,012.85 – $3,968.90 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $2,633.40 | $928.00 – $3,203.97 |
| MercyOne Waterloo Medical Center | Waterloo | $9,750.00 | $2,974.71 – $15,000.00 |
| UnityPoint Health - Allen Hospital | Waterloo | $3,395.20 | $221.39 – $2,608.88 |