Hla class i phenotype qual at UnityPoint Health - Trinity Regional Medical Center

802 Kenyon Road, Fort Dodge, IA · UnityPoint Health · · NPI 1487759858

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$191.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$239.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$57.31 with United Healthcare vs $154.15 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare PPO $57.31 ↓ -70%
United Healthcare HMO $57.31 ↓ -70%
Medica Exchange Insure Commercial $82.26 ↓ -57%
Wellmark Blue Cross and Blue Shield HMO $95.52 ↓ -50%
Wellmark UPH Self-Funded Commercial $95.52 ↓ -50%
Wellmark Blue Cross and Blue Shield PPO $95.52 ↓ -50%
Aetna Medicare Advantage $97.43 ↓ -49%
Wellmark Blue Cross and Blue Shield Medicare Advantage $97.43 ↓ -49%
United Healthcare Medicare Advantage $100.30 ↓ -48%
Humana Medicare Advantage $100.30 ↓ -48%
Cigna/Midlands Commercial $113.71 ↓ -41%
Health Partners Open Network Commercial $133.73 ↓ -30%
Medica Exchange Inspire Commercial $151.02 ↓ -21%
Aetna HMO $154.15 ↓ -19%
Aetna PPO $154.15 ↓ -19%
Iowa Total Care Managed Medicaid not published by hospital —
Amerigroup Managed Medicaid not published by hospital —

Visitor-reported prices

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Hla class i phenotype qual at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Allen Hospital Waterloo $191.20 $57.31 – $133.73
UnityPoint Health - Finley Hospital Dubuque $191.20 $3.50 – $142.14
UnityPoint Health - Grinnell Regional Medical Center Grinnell $191.20 $56.14 – $110.87
UnityPoint Health - Iowa Lutheran Hospital Des Moines $191.20 $46.55 – $133.73
UnityPoint Health - Jones Regional Medical Center Anamosa $191.20 $57.31 – $157.59
UnityPoint Health - Marshalltown Marshalltown $191.20 $57.31 – $124.18
UnityPoint Health - St. Lukes Downtown Sioux City $191.20 $46.19 – $133.73
UnityPoint Health - Trinity Bettendorf Bettendorf $191.20 $57.31 – $152.83

All Iowa hospitals for this procedure →