Ghs sp train/fitting sp device - kx at UnityPoint Health - Trinity Regional Medical Center

802 Kenyon Road, Fort Dodge, IA · UnityPoint Health · · NPI 1487759858

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$265.43

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$331.78

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$95.77 with Aetna vs $282.01 with Medica Exchange Inspire — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $95.77 ↓ -64%
Wellmark Blue Cross and Blue Shield Medicare Advantage $97.69 ↓ -63%
Humana Medicare Advantage $100.56 ↓ -62%
United Healthcare Medicare Advantage $100.56 ↓ -62%
United Healthcare PPO $111.01 ↓ -58%
United Healthcare HMO $111.01 ↓ -58%
Health Partners Open Network Commercial $137.64 ↓ -48%
Wellmark Blue Cross and Blue Shield HMO $152.90 ↓ -42%
Wellmark UPH Self-Funded Commercial $152.90 ↓ -42%
Wellmark Blue Cross and Blue Shield PPO $152.90 ↓ -42%
Medica Exchange Insure Commercial $153.61 ↓ -42%
Aetna PPO $165.89 ↓ -38%
Aetna HMO $165.89 ↓ -38%
Cigna/Midlands Commercial $212.34 ↓ -20%
Medica Exchange Inspire Commercial $282.01 ↑ +6%
Amerigroup Managed Medicaid not published by hospital
Iowa Total Care Managed Medicaid not published by hospital

Visitor-reported prices

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Ghs sp train/fitting sp device - kx at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $164.40 $128.79 – $128.79
MercyOne Des Moines Medical Center Des Moines $189.15 $49.33 – $291.00
MercyOne Newton Medical Center Newton $185.25 $49.33 – $285.00
MercyOne North Iowa Medical Center Mason City $223.60 $49.33 – $350.00
MercyOne Genesis Davenport Medical Center Davenport $183.00 not published
MercyOne Genesis DeWitt Medical Center DeWitt $183.00 $47.60 – $102.20
MercyOne Waterloo Medical Center Waterloo $406.90 $49.33 – $626.00
UnityPoint Health - Allen Hospital Waterloo $240.80 $49.74 – $152.90

All Iowa hospitals for this procedure →