healthcosts.net
Flexible Sigmoidoscopy at UnityPoint Health - Trinity Regional Medical Center
802 Kenyon Road, Fort Dodge, IA · UnityPoint Health · · NPI 1487759858
$427.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$534.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$50.95 with Aetna vs $777.06 with Iowa Total Care — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $50.95 | ↓ -88% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $51.97 | ↓ -88% |
| Humana | Medicare Advantage | $53.50 | ↓ -87% |
| United Healthcare | Medicare Advantage | $53.50 | ↓ -87% |
| Wellmark Blue Cross and Blue Shield | HMO | $109.70 | ↓ -74% |
| Wellmark UPH Self-Funded | Commercial | $109.70 | ↓ -74% |
| Health Partners Open Network | Commercial | $118.12 | ↓ -72% |
| Wellmark Blue Cross and Blue Shield | PPO | $129.10 | ↓ -70% |
| Cigna/Midlands | Commercial | $135.47 | ↓ -68% |
| Aetna | HMO | $140.73 | ↓ -67% |
| Aetna | PPO | $171.56 | ↓ -60% |
| United Healthcare | HMO | $174.48 | ↓ -59% |
| United Healthcare | PPO | $174.48 | ↓ -59% |
| Amerigroup | Managed Medicaid | $777.06 | ↑ +82% |
| Iowa Total Care | Managed Medicaid | $777.06 | ↑ +82% |
| Medica Exchange Insure | Commercial | not published by hospital | — |
| Medica Exchange Inspire | Commercial | not published by hospital | — |
Visitor-reported prices
Comments
Flexible Sigmoidoscopy at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $427.20 | $50.95 – $878.39 |
| MercyOne Genesis Davenport West Medical Center | Davenport | $98.40 | not published |
| UnityPoint Health - Allen Hospital | Waterloo | $427.20 | $50.95 – $755.69 |
| MercyOne Dubuque Medical Center | Dubuque | $2,705.30 | $834.31 – $1,858.14 |
| MercyOne Clinton Medical Center | Clinton | $11,736.98 | $2.16 – $1,990.07 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $204.00 | $2.16 – $20.00 |
| MercyOne North Iowa Medical Center | Mason City | $12,646.90 | $899.83 – $2,014.73 |
| MercyOne Genesis Davenport Medical Center | Davenport | $103.20 | not published |