Exc/pilonidal cyst/sinus/simple 11770 at UnityPoint Health - Trinity Regional Medical Center

802 Kenyon Road, Fort Dodge, IA · UnityPoint Health · · NPI 1487759858

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$758.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$948.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$164.02 with Aetna vs $2,439.36 with Amerigroup — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $164.02 ↓ -78%
Wellmark Blue Cross and Blue Shield Medicare Advantage $167.30 ↓ -78%
Humana Medicare Advantage $172.22 ↓ -77%
United Healthcare Medicare Advantage $172.22 ↓ -77%
Wellmark Blue Cross and Blue Shield HMO $332.00 ↓ -56%
Wellmark UPH Self-Funded Commercial $332.00 ↓ -56%
Health Partners Open Network Commercial $338.86 ↓ -55%
Wellmark Blue Cross and Blue Shield PPO $390.60 ↓ -48%
Aetna HMO $408.77 ↓ -46%
Cigna/Midlands Commercial $439.98 ↓ -42%
Aetna PPO $498.59 ↓ -34%
United Healthcare HMO $566.29 ↓ -25%
United Healthcare PPO $566.29 ↓ -25%
Iowa Total Care Managed Medicaid $2,439.36 ↑ +222%
Amerigroup Managed Medicaid $2,439.36 ↑ +222%
Medica Exchange Inspire Commercial not published by hospital
Medica Exchange Insure Commercial not published by hospital

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Exc/pilonidal cyst/sinus/simple 11770 at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $487.80 not published
MercyOne Clinton Medical Center Clinton $17,642.26 $9.09 – $6,215.96
MercyOne Des Moines Medical Center Des Moines $602.00 $40.77 – $536.94
MercyOne Centerville Medical Center Centerville $602.00 $40.77 – $529.97
MercyOne Genesis Davenport Medical Center Davenport $512.40 not published
MercyOne Genesis DeWitt Medical Center DeWitt $512.40 $623.42 – $2,679.00
MercyOne Waterloo Medical Center Waterloo $30,668.93 $0.96 – $5,612.77
UnityPoint Health - Allen Hospital Waterloo $758.40 $164.02 – $2,372.28

All Iowa hospitals for this procedure →