Detect agnt mult dna direc at UnityPoint Health - Trinity Regional Medical Center

802 Kenyon Road, Fort Dodge, IA · UnityPoint Health · · NPI 1487759858

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$109.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$137.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.20 with United Healthcare vs $76.40 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare PPO $26.20 ↓ -76%
United Healthcare HMO $26.20 ↓ -76%
Medica Exchange Insure Commercial $38.86 ↓ -65%
Wellmark Blue Cross and Blue Shield PPO $43.67 ↓ -60%
Wellmark Blue Cross and Blue Shield HMO $43.67 ↓ -60%
Wellmark UPH Self-Funded Commercial $43.67 ↓ -60%
Wellmark Blue Cross and Blue Shield Medicare Advantage $44.54 ↓ -59%
Aetna Medicare Advantage $44.54 ↓ -59%
Humana Medicare Advantage $45.85 ↓ -58%
United Healthcare Medicare Advantage $45.85 ↓ -58%
Cigna/Midlands Commercial $53.72 ↓ -51%
Health Partners Open Network Commercial $62.41 ↓ -43%
Medica Exchange Inspire Commercial $71.34 ↓ -35%
Aetna PPO $76.40 ↓ -30%
Aetna HMO $76.40 ↓ -30%
Iowa Total Care Managed Medicaid not published by hospital
Amerigroup Managed Medicaid not published by hospital

Visitor-reported prices

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Detect agnt mult dna direc at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $76.20 $43.67 – $43.67
MercyOne Genesis Davenport Medical Center Davenport $85.20 not published
UnityPoint Health - Allen Hospital Waterloo $109.60 $26.20 – $62.41
UnityPoint Health - Finley Hospital Dubuque $109.60 $3.50 – $67.14
UnityPoint Health - Grinnell Regional Medical Center Grinnell $109.60 $26.20 – $52.37
UnityPoint Health - Iowa Lutheran Hospital Des Moines $109.60 $21.99 – $62.41
UnityPoint Health - Jones Regional Medical Center Anamosa $109.60 $26.20 – $74.45
UnityPoint Health - Marshalltown Marshalltown $109.60 $26.20 – $56.77

All Iowa hospitals for this procedure →