Debridement bone <= 20 sq cm at UnityPoint Health - Trinity Regional Medical Center
802 Kenyon Road, Fort Dodge, IA · UnityPoint Health · · NPI 1487759858
$1,990.43
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,488.03
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$200.85 with Aetna vs $2,114.83 with Medica Exchange Inspire — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $200.85 | ↓ -90% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $204.87 | ↓ -90% |
| United Healthcare | Medicare Advantage | $210.89 | ↓ -89% |
| Humana | Medicare Advantage | $210.89 | ↓ -89% |
| Wellmark Blue Cross and Blue Shield | HMO | $399.00 | ↓ -80% |
| Wellmark UPH Self-Funded | Commercial | $399.00 | ↓ -80% |
| Wellmark Blue Cross and Blue Shield | PPO | $469.40 | ↓ -76% |
| Health Partners Open Network | Commercial | $469.94 | ↓ -76% |
| Aetna | HMO | $516.00 | ↓ -74% |
| Cigna/Midlands | Commercial | $537.21 | ↓ -73% |
| Aetna | PPO | $628.58 | ↓ -68% |
| United Healthcare | HMO | $707.51 | ↓ -64% |
| United Healthcare | PPO | $707.51 | ↓ -64% |
| Medica Exchange Insure | Commercial | $1,151.96 | ↓ -42% |
| Amerigroup | Managed Medicaid | $1,380.95 | ↓ -31% |
| Iowa Total Care | Managed Medicaid | $1,380.95 | ↓ -31% |
| Medica Exchange Inspire | Commercial | $2,114.83 | ↑ +6% |
Visitor-reported prices
Comments
Debridement bone <= 20 sq cm at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $1,481.40 | $1,550.93 – $1,604.85 |
| MercyOne Dubuque Medical Center | Dubuque | $12,334.40 | $1,481.73 – $3,300.04 |
| MercyOne Clinton Medical Center | Clinton | $2,481.05 | $64.12 – $3,817.00 |
| MercyOne West Des Moines Medical Center | West Des Moines | $13,838.05 | $64.12 – $3,206.43 |
| MercyOne Des Moines Medical Center | Des Moines | $13,583.40 | $1.92 – $5,325.00 |
| MercyOne Newton Medical Center | Newton | $736.00 | $64.12 – $493.00 |
| MercyOne North Iowa Medical Center | Mason City | $2,200.90 | $68.51 – $3,578.15 |
| MercyOne Genesis Davenport Medical Center | Davenport | $1,711.20 | $1,550.93 – $1,853.80 |