Compatibility test each unit immediate spin technique at UnityPoint Health - Trinity Regional Medical Center
802 Kenyon Road, Fort Dodge, IA · UnityPoint Health · · NPI 1487759858
$156.24
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$195.29
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$19.84 with United Healthcare vs $171.40 with Wellmark UPH Self-Funded — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | HMO | $19.84 | ↓ -87% |
| United Healthcare | PPO | $19.84 | ↓ -87% |
| Cigna/Midlands | Commercial | $39.25 | ↓ -75% |
| Medica Exchange Insure | Commercial | $90.42 | ↓ -42% |
| Health Partners Open Network | Commercial | $108.77 | ↓ -30% |
| Iowa Total Care | Managed Medicaid | $146.06 | ↓ -7% |
| Amerigroup | Managed Medicaid | $146.06 | ↓ -7% |
| Aetna | HMO | $155.44 | ↓ -1% |
| Aetna | PPO | $155.44 | ↓ -1% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $161.15 | ↑ +3% |
| Aetna | Medicare Advantage | $161.15 | ↑ +3% |
| Humana | Medicare Advantage | $165.89 | ↑ +6% |
| United Healthcare | Medicare Advantage | $165.89 | ↑ +6% |
| Medica Exchange Inspire | Commercial | $166.00 | ↑ +6% |
| Wellmark Blue Cross and Blue Shield | HMO | $171.40 | ↑ +10% |
| Wellmark Blue Cross and Blue Shield | PPO | $171.40 | ↑ +10% |
| Wellmark UPH Self-Funded | Commercial | $171.40 | ↑ +10% |
Visitor-reported prices
Comments
Compatibility test each unit immediate spin technique at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $69.00 | $59.80 – $164.03 |
| MercyOne New Hampton Medical Center | New Hampton | $107.25 | $65.32 – $165.00 |
| MercyOne Dyersville Medical Center | Dyersville | $107.25 | $62.37 – $185.72 |
| MercyOne Oelwein Medical Center | Oelwein | $107.25 | $63.06 – $165.00 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $274.95 | $84.75 – $423.00 |
| MercyOne Elkader Medical Center | Elkader | $107.25 | $84.93 – $172.46 |
| MercyOne West Des Moines Medical Center | West Des Moines | $130.00 | $26.13 – $330.76 |
| MercyOne Newton Medical Center | Newton | $107.25 | $94.05 – $330.76 |