Cauterization chemical granulation tissue at UnityPoint Health - Trinity Regional Medical Center

802 Kenyon Road, Fort Dodge, IA · UnityPoint Health · · NPI 1487759858

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$256.61

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$320.76

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$33.75 with Aetna vs $272.65 with Medica Exchange Inspire — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $33.75 ↓ -87%
Wellmark Blue Cross and Blue Shield Medicare Advantage $34.43 ↓ -87%
United Healthcare Medicare Advantage $35.44 ↓ -86%
Humana Medicare Advantage $35.44 ↓ -86%
Wellmark Blue Cross and Blue Shield HMO $67.00 ↓ -74%
Wellmark UPH Self-Funded Commercial $67.00 ↓ -74%
Health Partners Open Network Commercial $68.21 ↓ -73%
Wellmark Blue Cross and Blue Shield PPO $78.80 ↓ -69%
Aetna HMO $81.76 ↓ -68%
Cigna/Midlands Commercial $90.13 ↓ -65%
Aetna PPO $99.17 ↓ -61%
United Healthcare HMO $114.36 ↓ -55%
United Healthcare PPO $114.36 ↓ -55%
Medica Exchange Insure Commercial $148.51 ↓ -42%
Amerigroup Managed Medicaid $169.36 ↓ -34%
Iowa Total Care Managed Medicaid $169.36 ↓ -34%
Medica Exchange Inspire Commercial $272.65 ↑ +6%

Visitor-reported prices

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Cauterization chemical granulation tissue at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $218.40 $190.20 – $236.60
MercyOne New Hampton Medical Center New Hampton $1,789.45 $1,089.91 – $2,753.00
MercyOne Clinton Medical Center Clinton $2,235.35 $6.91 – $758.00
MercyOne Des Moines Medical Center Des Moines $1,747.35 $6.91 – $468.00
MercyOne Centerville Medical Center Centerville $2,753.00 $755.42 – $2,753.00
MercyOne North Iowa Medical Center Mason City $1,300.00 $7.06 – $805.00
MercyOne Genesis Davenport Medical Center Davenport $252.00 $190.20 – $266.28
MercyOne Genesis DeWitt Medical Center DeWitt $148.20 $180.31 – $2,679.00

All Iowa hospitals for this procedure →