Bx vag mucos smpl (sep proc) at UnityPoint Health - Trinity Regional Medical Center

802 Kenyon Road, Fort Dodge, IA · UnityPoint Health · · NPI 1487759858

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$237.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$297.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$58.61 with Aetna vs $742.15 with Amerigroup — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $58.61 ↓ -75%
Wellmark Blue Cross and Blue Shield Medicare Advantage $59.78 ↓ -75%
Humana Medicare Advantage $61.54 ↓ -74%
United Healthcare Medicare Advantage $61.54 ↓ -74%
Wellmark Blue Cross and Blue Shield HMO $124.20 ↓ -48%
Wellmark UPH Self-Funded Commercial $124.20 ↓ -48%
Health Partners Open Network Commercial $125.30 ↓ -47%
Wellmark Blue Cross and Blue Shield PPO $146.10 ↓ -39%
Aetna HMO $148.77 ↓ -37%
Cigna/Midlands Commercial $156.43 ↓ -34%
Aetna PPO $180.92 ↓ -24%
United Healthcare HMO $205.34 ↓ -14%
United Healthcare PPO $205.34 ↓ -14%
Iowa Total Care Managed Medicaid $742.15 ↑ +212%
Amerigroup Managed Medicaid $742.15 ↑ +212%
Medica Exchange Inspire Commercial not published by hospital
Medica Exchange Insure Commercial not published by hospital

Visitor-reported prices

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Bx vag mucos smpl (sep proc) at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $162.60 not published
MercyOne Genesis Davenport Medical Center Davenport $171.00 not published
MercyOne Genesis DeWitt Medical Center DeWitt $171.00 $208.05 – $2,679.00
MercyOne Waterloo Medical Center Waterloo $302.25 $18.62 – $3,576.15
UnityPoint Health - Allen Hospital Waterloo $237.60 $58.61 – $721.74
UnityPoint Health - Finley Hospital Dubuque $237.60 $58.61 – $765.58
UnityPoint Health - Grinnell Regional Medical Center Grinnell $237.60 $58.61 – $866.36
UnityPoint Health - Iowa Lutheran Hospital Des Moines $237.60 $58.61 – $838.92

All Iowa hospitals for this procedure →