Bone marrow;aspiration only 38220 at UnityPoint Health - Trinity Regional Medical Center
802 Kenyon Road, Fort Dodge, IA · UnityPoint Health · · NPI 1487759858
$1,211.27
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,514.08
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$61.26 with Aetna vs $1,380.95 with Iowa Total Care — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $61.26 | ↓ -95% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $62.49 | ↓ -95% |
| United Healthcare | Medicare Advantage | $64.32 | ↓ -95% |
| Humana | Medicare Advantage | $64.32 | ↓ -95% |
| Health Partners Open Network | Commercial | $114.87 | ↓ -91% |
| Wellmark Blue Cross and Blue Shield | HMO | $126.70 | ↓ -90% |
| Wellmark UPH Self-Funded | Commercial | $126.70 | ↓ -90% |
| Aetna | HMO | $136.70 | ↓ -89% |
| Wellmark Blue Cross and Blue Shield | PPO | $149.10 | ↓ -88% |
| Cigna/Midlands | Commercial | $162.76 | ↓ -87% |
| Aetna | PPO | $166.18 | ↓ -86% |
| United Healthcare | HMO | $217.06 | ↓ -82% |
| United Healthcare | PPO | $217.06 | ↓ -82% |
| Medica Exchange Insure | Commercial | $701.02 | ↓ -42% |
| Medica Exchange Inspire | Commercial | $1,286.97 | ↑ +6% |
| Amerigroup | Managed Medicaid | $1,380.95 | ↑ +14% |
| Iowa Total Care | Managed Medicaid | $1,380.95 | ↑ +14% |
Visitor-reported prices
Comments
Bone marrow;aspiration only 38220 at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $1,657.20 | $1,550.93 – $1,795.30 |
| MercyOne Dubuque Medical Center | Dubuque | $2,002.00 | $1,099.56 – $3,300.04 |
| MercyOne Genesis Davenport Medical Center | Davenport | $1,914.00 | $1,550.93 – $2,073.50 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $1,914.00 | $370.11 – $1,084.60 |
| UnityPoint Health - Allen Hospital | Waterloo | $1,832.55 | $61.26 – $1,342.97 |
| UnityPoint Health - Finley Hospital | Dubuque | $2,401.53 | $61.26 – $2,401.53 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $819.20 | $61.26 – $1,612.08 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $1,321.25 | $61.26 – $1,561.02 |