Application skin substitute graft trunk/arms/legs <100 sq cm 1st 25 sq cm at UnityPoint Health - Trinity Regional Medical Center
802 Kenyon Road, Fort Dodge, IA · UnityPoint Health · · NPI 1487759858
$2,214.89
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,768.61
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$75.55 with Aetna vs $2,353.32 with Medica Exchange Inspire — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Advantage | $75.55 | ↓ -97% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $77.06 | ↓ -97% |
| United Healthcare | Medicare Advantage | $79.33 | ↓ -96% |
| Humana | Medicare Advantage | $79.33 | ↓ -96% |
| Wellmark Blue Cross and Blue Shield | HMO | $149.40 | ↓ -93% |
| Wellmark UPH Self-Funded | Commercial | $149.40 | ↓ -93% |
| Health Partners Open Network | Commercial | $167.82 | ↓ -92% |
| Wellmark Blue Cross and Blue Shield | PPO | $175.80 | ↓ -92% |
| Aetna | HMO | $188.96 | ↓ -91% |
| Cigna/Midlands | Commercial | $200.68 | ↓ -91% |
| Aetna | PPO | $229.19 | ↓ -90% |
| United Healthcare | HMO | $264.40 | ↓ -88% |
| United Healthcare | PPO | $264.40 | ↓ -88% |
| Medica Exchange Insure | Commercial | $1,281.87 | ↓ -42% |
| Amerigroup | Managed Medicaid | $1,559.08 | ↓ -30% |
| Iowa Total Care | Managed Medicaid | $1,559.08 | ↓ -30% |
| Medica Exchange Inspire | Commercial | $2,353.32 | ↑ +6% |
Visitor-reported prices
Comments
Application skin substitute graft trunk/arms/legs <100 sq cm 1st 25 sq cm at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $1,907.40 | $1,750.98 – $2,066.35 |
| MercyOne Clinton Medical Center | Clinton | $725.40 | $23.97 – $1,581.58 |
| MercyOne Des Moines Medical Center | Des Moines | $7,361.90 | $23.97 – $2,079.00 |
| MercyOne Centerville Medical Center | Centerville | $3,628.00 | $23.97 – $3,628.00 |
| MercyOne North Iowa Medical Center | Mason City | $9,857.02 | $26.84 – $1,601.18 |
| MercyOne Genesis Davenport Medical Center | Davenport | $2,203.20 | $1,750.98 – $2,169.70 |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $274.20 | $333.61 – $2,679.00 |
| MercyOne Waterloo Medical Center | Waterloo | $16,080.20 | $9.09 – $4,235.59 |