Application skin substitute graft face/scalp/neck/genit/hnd/ft <100 sq cm 1st 25 sq cm at UnityPoint Health - Trinity Regional Medical Center

802 Kenyon Road, Fort Dodge, IA · UnityPoint Health · · NPI 1487759858

Source: hospital's published price file ↗ · Published Jan 28, 2026 · Ingested Aug 12, 2026

$2,214.89

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,768.61

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$85.19 with Aetna vs $2,353.32 with Medica Exchange Inspire — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare Advantage $85.19 ↓ -96%
Wellmark Blue Cross and Blue Shield Medicare Advantage $86.89 ↓ -96%
United Healthcare Medicare Advantage $89.45 ↓ -96%
Humana Medicare Advantage $89.45 ↓ -96%
Wellmark Blue Cross and Blue Shield HMO $166.00 ↓ -93%
Wellmark UPH Self-Funded Commercial $166.00 ↓ -93%
Health Partners Open Network Commercial $191.62 ↓ -91%
Wellmark Blue Cross and Blue Shield PPO $195.30 ↓ -91%
Aetna HMO $214.44 ↓ -90%
Cigna/Midlands Commercial $225.75 ↓ -90%
Aetna PPO $260.01 ↓ -88%
United Healthcare HMO $302.25 ↓ -86%
United Healthcare PPO $302.25 ↓ -86%
Medica Exchange Insure Commercial $1,281.87 ↓ -42%
Amerigroup Managed Medicaid $1,559.08 ↓ -30%
Iowa Total Care Managed Medicaid $1,559.08 ↓ -30%
Medica Exchange Inspire Commercial $2,353.32 ↑ +6%

Visitor-reported prices

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Application skin substitute graft face/scalp/neck/genit/hnd/ft <100 sq cm 1st 25 sq cm at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $512.40 $555.10 – $1,750.98
MercyOne Clinton Medical Center Clinton $725.40 $4.29 – $1,581.58
MercyOne Des Moines Medical Center Des Moines $9,380.70 $4.29 – $6,238.00
MercyOne Centerville Medical Center Centerville $2,769.00 $4.29 – $2,769.00
MercyOne Newton Medical Center Newton $310.00 $4.29 – $29.28
MercyOne North Iowa Medical Center Mason City $5,178.38 $4.52 – $1,601.18
MercyOne Genesis Davenport Medical Center Davenport $591.60 $640.90 – $1,750.98
MercyOne Genesis DeWitt Medical Center DeWitt $295.20 $359.16 – $2,679.00

All Iowa hospitals for this procedure →