healthcosts.net
#afb mycobacteria suscep. #1 at UnityPoint Health - Trinity Regional Medical Center
802 Kenyon Road, Fort Dodge, IA · UnityPoint Health · · NPI 1487759858
$38.58
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$48.22
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$4.39 with United Healthcare vs $40.99 with Medica Exchange Inspire — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare | PPO | $4.39 | ↓ -89% |
| United Healthcare | HMO | $4.39 | ↓ -89% |
| Wellmark Blue Cross and Blue Shield | HMO | $7.31 | ↓ -81% |
| Wellmark Blue Cross and Blue Shield | PPO | $7.31 | ↓ -81% |
| Wellmark UPH Self-Funded | Commercial | $7.31 | ↓ -81% |
| Aetna | Medicare Advantage | $7.46 | ↓ -81% |
| Wellmark Blue Cross and Blue Shield | Medicare Advantage | $7.46 | ↓ -81% |
| Humana | Medicare Advantage | $7.68 | ↓ -80% |
| United Healthcare | Medicare Advantage | $7.68 | ↓ -80% |
| Cigna/Midlands | Commercial | $9.50 | ↓ -75% |
| Health Partners Open Network | Commercial | $10.23 | ↓ -73% |
| Aetna | PPO | $10.73 | ↓ -72% |
| Aetna | HMO | $10.73 | ↓ -72% |
| Medica Exchange Insure | Commercial | $22.33 | ↓ -42% |
| Medica Exchange Inspire | Commercial | $40.99 | ↑ +6% |
| Amerigroup | Managed Medicaid | not published by hospital | — |
| Iowa Total Care | Managed Medicaid | not published by hospital | — |
Visitor-reported prices
Comments
#afb mycobacteria suscep. #1 at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $28.20 | $7.31 – $7.31 |
| MercyOne Genesis Davenport Medical Center | Davenport | $31.80 | not published |
| MercyOne Genesis DeWitt Medical Center | DeWitt | $31.80 | $18.02 – $38.69 |
| UnityPoint Health - Allen Hospital | Waterloo | $38.58 | $4.39 – $25.41 |
| UnityPoint Health - Finley Hospital | Dubuque | $38.58 | $3.50 – $38.58 |
| UnityPoint Health - Grinnell Regional Medical Center | Grinnell | $38.58 | $4.39 – $19.43 |
| UnityPoint Health - Iowa Lutheran Hospital | Des Moines | $38.58 | $4.39 – $14.18 |
| UnityPoint Health - Jones Regional Medical Center | Anamosa | $38.58 | $4.39 – $42.77 |