X-ray elbow 2 views (both sides) at MercyOne Elkader Medical Center
901 Davidson St. NW, Elkader, IA · MercyOne · · NPI 1184645434
$237.25
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$365.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$125.07 with BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE vs $253.98 with CLAIMDOC — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE | WELLMARK MEDICARE ADVANTAGE | $125.07 | ↓ -47% |
| AETNA MEDICARE ADVANTAGE | AETNA MEDICARE ADVANTAGE | $126.36 | ↓ -47% |
| HEALTH PARTNERS MEDICARE ADVANTAGE | UNITYPOINT HEALTH PARTNERS MEDICARE ADV | $127.62 | ↓ -46% |
| WELLPOINT MEDICARE ADVANTAGE | WELLPOINT MEDICARE ADVANTAGE | $128.89 | ↓ -46% |
| MEDICARE MEDICAL ASSOCIATES HEALTH PLANS | MEDICAL ASSOCIATES MEDICARE ADVANTAGE | $131.22 | ↓ -45% |
| MEDIGOLD MEDICARE ADVANTAGE | MERCYONE HEALTH PLAN MEDICARE ADVANTAGE | $131.27 | ↓ -45% |
| UNITED HEALTHCARE MEDICARE | UNITED HEALTHCARE MEDICARE ADVANTAGE | $133.94 | ↓ -44% |
| IOWA TOTAL CARE | IOWA TOTAL CARE MEDICAID | $151.19 | ↓ -36% |
| MOLINA MEDICAID | MOLINA MEDICAID | $153.42 | ↓ -35% |
| WELLPOINT MEDICAID | WELLPOINT MEDICAID | $154.16 | ↓ -35% |
| AMISH HOSPITAL AID | AMISH HOSPITAL AID | $168.06 | ↓ -29% |
| COVENTRY | AETNA | $178.85 | ↓ -25% |
| LUMINARE HEALTH | AETNA | $178.85 | ↓ -25% |
| CHRISTIAN BROTHER SERVICES | AETNA | $178.85 | ↓ -25% |
| TRUSTMARK SMALL BUSINESS BENEFITS | AETNA | $178.85 | ↓ -25% |
| LUCENT HEALTH | AETNA | $178.85 | ↓ -25% |
| AETNA | AETNA | $178.85 | ↓ -25% |
| ASR HEALTH BENEFITS | AETNA | $178.85 | ↓ -25% |
| 1199 NATIONAL BENEFIT FUND | AETNA | $178.85 | ↓ -25% |
| FIRST HEALTH | AETNA | $178.85 | ↓ -25% |
| AETNA DOMESTIC | AETNA | $178.85 | ↓ -25% |
| ALLIED BENEFIT SYSTEMS | AETNA | $178.85 | ↓ -25% |
| MERITAIN | AETNA | $178.85 | ↓ -25% |
| WEBTPA | AETNA | $178.85 | ↓ -25% |
| MEDICAL MUTUAL | AETNA | $178.85 | ↓ -25% |
| GEHA | UNITED HEALTHCARE | $182.25 | ↓ -23% |
| UNITED HEALTHCARE | UNITED HEALTHCARE | $182.25 | ↓ -23% |
| CENTIVO | CENTIVO | $189.54 | ↓ -20% |
| MEDICAL ASSOCIATES | MEDICAL ASSOCIATES | $194.40 | ↓ -18% |
| HEALTH CHOICES | MEDICAL ASSOCIATES | $194.40 | ↓ -18% |
| AMBETTER | AMBETTER MARKETPLACE | $212.28 | ↓ -11% |
| HEALTH PARTNERS | HEALTH PARTNERS | $233.77 | ↓ -1% |
| CIGNA EAP | MIDLANDS CHOICE | $238.14 | ↑ +0% |
| MIDLANDS CHOICE | MIDLANDS CHOICE | $238.14 | ↑ +0% |
| AUXIANT | MIDLANDS CHOICE | $238.14 | ↑ +0% |
| MEDICA | MIDLANDS CHOICE | $238.14 | ↑ +0% |
| CIGNA | MIDLANDS CHOICE | $238.14 | ↑ +0% |
| MIDLANDS | MIDLANDS CHOICE | $238.14 | ↑ +0% |
| CRIME VICTIM ASSISTANCE | CRIME VICTIMS | $243.00 | ↑ +2% |
| IOWA DEPT OF PUBLIC HEALTH | CARE FOR YOURSELF | $243.00 | ↑ +2% |
| NOVA | CLAIMDOC | $253.98 | ↑ +7% |
| CLAIMDOC | CLAIMDOC | $253.98 | ↑ +7% |
Visitor-reported prices
Comments
X-ray elbow 2 views (both sides) at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $176.40 | $84.28 – $118.00 |
| MercyOne Dubuque Medical Center | Dubuque | $329.55 | $78.07 – $338.00 |
| MercyOne New Hampton Medical Center | New Hampton | $237.25 | $96.20 – $243.00 |
| MercyOne Dyersville Medical Center | Dyersville | $237.25 | $91.85 – $273.52 |
| MercyOne Clinton Medical Center | Clinton | $323.05 | $80.14 – $331.00 |
| MercyOne Oelwein Medical Center | Oelwein | $237.25 | $92.87 – $243.00 |
| MercyOne West Des Moines Medical Center | West Des Moines | $793.00 | $82.14 – $528.00 |
| MercyOne Centerville Medical Center | Centerville | $365.00 | $66.68 – $243.00 |