Splint rstrc wrst/cmc right med at MercyOne Elkader Medical Center

901 Davidson St. NW, Elkader, IA · MercyOne · · NPI 1184645434

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$101.18

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$155.66

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.89 with BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE vs $50.54 with CLAIMDOC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $24.89 ↓ -75%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $25.14 ↓ -75%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $25.39 ↓ -75%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $25.64 ↓ -75%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $26.11 ↓ -74%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $26.12 ↓ -74%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $26.65 ↓ -74%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $30.08 ↓ -70%
MOLINA MEDICAID MOLINA MEDICAID $30.53 ↓ -70%
WELLPOINT MEDICAID WELLPOINT MEDICAID $30.67 ↓ -70%
AMISH HOSPITAL AID AMISH HOSPITAL AID $33.44 ↓ -67%
MERITAIN AETNA $35.59 ↓ -65%
MEDICAL MUTUAL AETNA $35.59 ↓ -65%
LUMINARE HEALTH AETNA $35.59 ↓ -65%
LUCENT HEALTH AETNA $35.59 ↓ -65%
AETNA AETNA $35.59 ↓ -65%
AETNA DOMESTIC AETNA $35.59 ↓ -65%
ALLIED BENEFIT SYSTEMS AETNA $35.59 ↓ -65%
ASR HEALTH BENEFITS AETNA $35.59 ↓ -65%
1199 NATIONAL BENEFIT FUND AETNA $35.59 ↓ -65%
CHRISTIAN BROTHER SERVICES AETNA $35.59 ↓ -65%
WEBTPA AETNA $35.59 ↓ -65%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $35.59 ↓ -65%
COVENTRY AETNA $35.59 ↓ -65%
FIRST HEALTH AETNA $35.59 ↓ -65%
CENTIVO CENTIVO $37.71 ↓ -63%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $38.68 ↓ -62%
HEALTH CHOICES MEDICAL ASSOCIATES $38.68 ↓ -62%
AMBETTER AMBETTER MARKETPLACE $42.24 ↓ -58%
UNITED HEALTHCARE UNITED HEALTHCARE $42.31 ↓ -58%
GEHA UNITED HEALTHCARE $42.31 ↓ -58%
HEALTH PARTNERS HEALTH PARTNERS $46.51 ↓ -54%
MEDICA MIDLANDS CHOICE $47.38 ↓ -53%
MIDLANDS MIDLANDS CHOICE $47.38 ↓ -53%
MIDLANDS CHOICE MIDLANDS CHOICE $47.38 ↓ -53%
CIGNA EAP MIDLANDS CHOICE $47.38 ↓ -53%
CIGNA MIDLANDS CHOICE $47.38 ↓ -53%
AUXIANT MIDLANDS CHOICE $47.38 ↓ -53%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $48.35 ↓ -52%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $48.35 ↓ -52%
NOVA CLAIMDOC $50.54 ↓ -50%
CLAIMDOC CLAIMDOC $50.54 ↓ -50%

Visitor-reported prices

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Splint rstrc wrst/cmc right med at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $15.60 not published
MercyOne Dubuque Medical Center Dubuque $101.18 $9.37 – $48.35
MercyOne New Hampton Medical Center New Hampton $120.09 $15.31 – $38.68
MercyOne Dyersville Medical Center Dyersville $101.18 $18.28 – $54.42
MercyOne Clinton Medical Center Clinton $101.18 $9.37 – $48.35
MercyOne Oelwein Medical Center Oelwein $101.18 $18.48 – $48.35
MercyOne Cedar Falls Medical Center Cedar Falls $101.18 $8.38 – $48.35
MercyOne West Des Moines Medical Center West Des Moines $155.66 $7.89 – $48.35

All Iowa hospitals for this procedure →