Pt therapeutic procedure >=1 area massage each 15 minutes at MercyOne Elkader Medical Center

901 Davidson St. NW, Elkader, IA · MercyOne · · NPI 1184645434

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$68.90

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$106.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$54.56 with BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE vs $110.79 with CLAIMDOC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $54.56 ↓ -21%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $55.12 ↓ -20%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $55.67 ↓ -19%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $56.22 ↓ -18%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $57.24 ↓ -17%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $57.26 ↓ -17%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $58.43 ↓ -15%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $65.95 ↓ -4%
MOLINA MEDICAID MOLINA MEDICAID $66.92 ↓ -3%
WELLPOINT MEDICAID WELLPOINT MEDICAID $67.25 ↓ -2%
AMISH HOSPITAL AID AMISH HOSPITAL AID $73.31 ↑ +6%
COVENTRY AETNA $78.02 ↑ +13%
LUMINARE HEALTH AETNA $78.02 ↑ +13%
CHRISTIAN BROTHER SERVICES AETNA $78.02 ↑ +13%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $78.02 ↑ +13%
LUCENT HEALTH AETNA $78.02 ↑ +13%
AETNA AETNA $78.02 ↑ +13%
ASR HEALTH BENEFITS AETNA $78.02 ↑ +13%
1199 NATIONAL BENEFIT FUND AETNA $78.02 ↑ +13%
FIRST HEALTH AETNA $78.02 ↑ +13%
AETNA DOMESTIC AETNA $78.02 ↑ +13%
ALLIED BENEFIT SYSTEMS AETNA $78.02 ↑ +13%
MERITAIN AETNA $78.02 ↑ +13%
WEBTPA AETNA $78.02 ↑ +13%
MEDICAL MUTUAL AETNA $78.02 ↑ +13%
CENTIVO CENTIVO $82.68 ↑ +20%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $84.80 ↑ +23%
HEALTH CHOICES MEDICAL ASSOCIATES $84.80 ↑ +23%
AMBETTER AMBETTER MARKETPLACE $92.60 ↑ +34%
GEHA UNITED HEALTHCARE $92.75 ↑ +35%
UNITED HEALTHCARE UNITED HEALTHCARE $92.75 ↑ +35%
HEALTH PARTNERS HEALTH PARTNERS $101.97 ↑ +48%
CIGNA EAP MIDLANDS CHOICE $103.88 ↑ +51%
MIDLANDS CHOICE MIDLANDS CHOICE $103.88 ↑ +51%
AUXIANT MIDLANDS CHOICE $103.88 ↑ +51%
MEDICA MIDLANDS CHOICE $103.88 ↑ +51%
CIGNA MIDLANDS CHOICE $103.88 ↑ +51%
MIDLANDS MIDLANDS CHOICE $103.88 ↑ +51%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $106.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $106.00 ↑ +54%
NOVA CLAIMDOC $110.79 ↑ +61%
CLAIMDOC CLAIMDOC $110.79 ↑ +61%

Visitor-reported prices

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Pt therapeutic procedure >=1 area massage each 15 minutes at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $52.80 $38.63 – $38.63
MercyOne Dubuque Medical Center Dubuque $130.65 $19.95 – $212.00
MercyOne New Hampton Medical Center New Hampton $68.90 $41.97 – $106.00
MercyOne Dyersville Medical Center Dyersville $68.90 $40.07 – $119.31
MercyOne Clinton Medical Center Clinton $49.40 $19.95 – $461.00
MercyOne Des Moines Medical Center Des Moines $56.55 $17.49 – $189.00
MercyOne Newton Medical Center Newton $68.90 $19.95 – $106.00
MercyOne North Iowa Medical Center Mason City $100.75 $19.95 – $350.00

All Iowa hospitals for this procedure →