Passy muir valve metal trach at MercyOne Elkader Medical Center

901 Davidson St. NW, Elkader, IA · MercyOne · · NPI 1184645434

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$242.38

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$372.89

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$40.49 with BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE vs $82.22 with CLAIMDOC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $40.49 ↓ -83%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $40.90 ↓ -83%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $41.31 ↓ -83%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $41.72 ↓ -83%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $42.48 ↓ -82%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $42.49 ↓ -82%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $43.36 ↓ -82%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $48.94 ↓ -80%
MOLINA MEDICAID MOLINA MEDICAID $49.66 ↓ -80%
WELLPOINT MEDICAID WELLPOINT MEDICAID $49.90 ↓ -79%
AMISH HOSPITAL AID AMISH HOSPITAL AID $54.40 ↓ -78%
COVENTRY AETNA $57.89 ↓ -76%
LUMINARE HEALTH AETNA $57.89 ↓ -76%
CHRISTIAN BROTHER SERVICES AETNA $57.89 ↓ -76%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $57.89 ↓ -76%
LUCENT HEALTH AETNA $57.89 ↓ -76%
AETNA AETNA $57.89 ↓ -76%
ASR HEALTH BENEFITS AETNA $57.89 ↓ -76%
1199 NATIONAL BENEFIT FUND AETNA $57.89 ↓ -76%
FIRST HEALTH AETNA $57.89 ↓ -76%
AETNA DOMESTIC AETNA $57.89 ↓ -76%
ALLIED BENEFIT SYSTEMS AETNA $57.89 ↓ -76%
MERITAIN AETNA $57.89 ↓ -76%
WEBTPA AETNA $57.89 ↓ -76%
MEDICAL MUTUAL AETNA $57.89 ↓ -76%
CENTIVO CENTIVO $61.35 ↓ -75%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $62.93 ↓ -74%
HEALTH CHOICES MEDICAL ASSOCIATES $62.93 ↓ -74%
AMBETTER AMBETTER MARKETPLACE $68.72 ↓ -72%
GEHA UNITED HEALTHCARE $68.83 ↓ -72%
UNITED HEALTHCARE UNITED HEALTHCARE $68.83 ↓ -72%
HEALTH PARTNERS HEALTH PARTNERS $75.67 ↓ -69%
CIGNA EAP MIDLANDS CHOICE $77.09 ↓ -68%
MIDLANDS CHOICE MIDLANDS CHOICE $77.09 ↓ -68%
AUXIANT MIDLANDS CHOICE $77.09 ↓ -68%
MEDICA MIDLANDS CHOICE $77.09 ↓ -68%
CIGNA MIDLANDS CHOICE $77.09 ↓ -68%
MIDLANDS MIDLANDS CHOICE $77.09 ↓ -68%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $78.66 ↓ -68%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $78.66 ↓ -68%
NOVA CLAIMDOC $82.22 ↓ -66%
CLAIMDOC CLAIMDOC $82.22 ↓ -66%

Visitor-reported prices

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Passy muir valve metal trach at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Dubuque Medical Center Dubuque $242.38 $28.08 – $78.66
MercyOne New Hampton Medical Center New Hampton $251.73 $36.96 – $93.36
MercyOne Dyersville Medical Center Dyersville $242.38 $29.73 – $88.54
MercyOne Clinton Medical Center Clinton $242.38 $22.26 – $78.66
MercyOne Oelwein Medical Center Oelwein $242.47 $30.06 – $78.66
MercyOne Cedar Falls Medical Center Cedar Falls $242.42 $18.49 – $78.66
MercyOne West Des Moines Medical Center West Des Moines $373.03 $15.81 – $78.66
MercyOne Des Moines Medical Center Des Moines $242.47 $15.81 – $78.66

All Iowa hospitals for this procedure →