MRI lower extremity other than joint without & w/contrast (both sides) at MercyOne Elkader Medical Center
901 Davidson St. NW, Elkader, IA · MercyOne · · NPI 1184645434
$5,818.15
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$8,951.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$3,071.21 with BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE vs $6,236.71 with NOVA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE | WELLMARK MEDICARE ADVANTAGE | $3,071.21 | ↓ -47% |
| AETNA MEDICARE ADVANTAGE | AETNA MEDICARE ADVANTAGE | $3,102.84 | ↓ -47% |
| HEALTH PARTNERS MEDICARE ADVANTAGE | UNITYPOINT HEALTH PARTNERS MEDICARE ADV | $3,133.87 | ↓ -46% |
| WELLPOINT MEDICARE ADVANTAGE | WELLPOINT MEDICARE ADVANTAGE | $3,164.90 | ↓ -46% |
| MEDICARE MEDICAL ASSOCIATES HEALTH PLANS | MEDICAL ASSOCIATES MEDICARE ADVANTAGE | $3,222.18 | ↓ -45% |
| MEDIGOLD MEDICARE ADVANTAGE | MERCYONE HEALTH PLAN MEDICARE ADVANTAGE | $3,223.37 | ↓ -45% |
| UNITED HEALTHCARE MEDICARE | UNITED HEALTHCARE MEDICARE ADVANTAGE | $3,289.01 | ↓ -43% |
| IOWA TOTAL CARE | IOWA TOTAL CARE MEDICAID | $3,712.67 | ↓ -36% |
| MOLINA MEDICAID | MOLINA MEDICAID | $3,767.27 | ↓ -35% |
| WELLPOINT MEDICAID | WELLPOINT MEDICAID | $3,785.46 | ↓ -35% |
| AMISH HOSPITAL AID | AMISH HOSPITAL AID | $4,126.78 | ↓ -29% |
| ALLIED BENEFIT SYSTEMS | AETNA | $4,391.71 | ↓ -25% |
| MERITAIN | AETNA | $4,391.71 | ↓ -25% |
| WEBTPA | AETNA | $4,391.71 | ↓ -25% |
| LUMINARE HEALTH | AETNA | $4,391.71 | ↓ -25% |
| CHRISTIAN BROTHER SERVICES | AETNA | $4,391.71 | ↓ -25% |
| TRUSTMARK SMALL BUSINESS BENEFITS | AETNA | $4,391.71 | ↓ -25% |
| LUCENT HEALTH | AETNA | $4,391.71 | ↓ -25% |
| AETNA | AETNA | $4,391.71 | ↓ -25% |
| ASR HEALTH BENEFITS | AETNA | $4,391.71 | ↓ -25% |
| 1199 NATIONAL BENEFIT FUND | AETNA | $4,391.71 | ↓ -25% |
| FIRST HEALTH | AETNA | $4,391.71 | ↓ -25% |
| AETNA DOMESTIC | AETNA | $4,391.71 | ↓ -25% |
| COVENTRY | AETNA | $4,391.71 | ↓ -25% |
| MEDICAL MUTUAL | AETNA | $4,391.71 | ↓ -25% |
| UNITED HEALTHCARE | UNITED HEALTHCARE | $4,475.25 | ↓ -23% |
| GEHA | UNITED HEALTHCARE | $4,475.25 | ↓ -23% |
| CENTIVO | CENTIVO | $4,654.26 | ↓ -20% |
| MEDICAL ASSOCIATES | MEDICAL ASSOCIATES | $4,773.60 | ↓ -18% |
| HEALTH CHOICES | MEDICAL ASSOCIATES | $4,773.60 | ↓ -18% |
| AMBETTER | AMBETTER MARKETPLACE | $5,212.77 | ↓ -10% |
| CIGNA EAP | MIDLANDS CHOICE | $5,847.66 | ↑ +1% |
| MIDLANDS CHOICE | MIDLANDS CHOICE | $5,847.66 | ↑ +1% |
| AUXIANT | MIDLANDS CHOICE | $5,847.66 | ↑ +1% |
| MEDICA | MIDLANDS CHOICE | $5,847.66 | ↑ +1% |
| CIGNA | MIDLANDS CHOICE | $5,847.66 | ↑ +1% |
| MIDLANDS | MIDLANDS CHOICE | $5,847.66 | ↑ +1% |
| CRIME VICTIM ASSISTANCE | CRIME VICTIMS | $5,967.00 | ↑ +3% |
| IOWA DEPT OF PUBLIC HEALTH | CARE FOR YOURSELF | $5,967.00 | ↑ +3% |
| CLAIMDOC | CLAIMDOC | $6,236.71 | ↑ +7% |
| NOVA | CLAIMDOC | $6,236.71 | ↑ +7% |
Visitor-reported prices
Comments
MRI lower extremity other than joint without & w/contrast (both sides) at other Iowa hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MercyOne Genesis Davenport West Medical Center | Davenport | $3,472.20 | $341.85 – $478.59 |
| MercyOne Dubuque Medical Center | Dubuque | $5,898.75 | $312.99 – $6,050.00 |
| MercyOne New Hampton Medical Center | New Hampton | $5,818.15 | $2,362.34 – $5,967.00 |
| MercyOne Clinton Medical Center | Clinton | $2,221.70 | $321.26 – $2,279.00 |
| MercyOne Oelwein Medical Center | Oelwein | $5,818.15 | $2,280.59 – $5,967.00 |
| MercyOne Cedar Falls Medical Center | Cedar Falls | $5,364.45 | $328.68 – $5,502.00 |
| MercyOne West Des Moines Medical Center | West Des Moines | $10,285.00 | $329.29 – $6,857.00 |
| MercyOne Des Moines Medical Center | Des Moines | $6,314.75 | $329.29 – $6,476.00 |