Mayo chromium at MercyOne Elkader Medical Center

901 Davidson St. NW, Elkader, IA · MercyOne · · NPI 1184645434

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$108.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$167.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$19.87 with MEDICARE MEDICAL ASSOCIATES HEALTH PLANS vs $167.00 with CRIME VICTIM ASSISTANCE — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $19.87 ↓ -82%
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $20.07 ↓ -82%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $20.28 ↓ -81%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $20.48 ↓ -81%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $20.69 ↓ -81%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $21.07 ↓ -81%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $21.50 ↓ -80%
AMISH HOSPITAL AID AMISH HOSPITAL AID $26.97 ↓ -75%
CENTIVO CENTIVO $30.42 ↓ -72%
NOVA CLAIMDOC $40.76 ↓ -62%
CLAIMDOC CLAIMDOC $40.76 ↓ -62%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $103.91 ↓ -4%
MOLINA MEDICAID MOLINA MEDICAID $105.44 ↓ -3%
WELLPOINT MEDICAID WELLPOINT MEDICAID $105.94 ↓ -2%
FIRST HEALTH AETNA $122.91 ↑ +13%
AETNA DOMESTIC AETNA $122.91 ↑ +13%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $122.91 ↑ +13%
CHRISTIAN BROTHER SERVICES AETNA $122.91 ↑ +13%
COVENTRY AETNA $122.91 ↑ +13%
ALLIED BENEFIT SYSTEMS AETNA $122.91 ↑ +13%
MERITAIN AETNA $122.91 ↑ +13%
AETNA AETNA $122.91 ↑ +13%
ASR HEALTH BENEFITS AETNA $122.91 ↑ +13%
1199 NATIONAL BENEFIT FUND AETNA $122.91 ↑ +13%
LUMINARE HEALTH AETNA $122.91 ↑ +13%
WEBTPA AETNA $122.91 ↑ +13%
MEDICAL MUTUAL AETNA $122.91 ↑ +13%
LUCENT HEALTH AETNA $122.91 ↑ +13%
UNITED HEALTHCARE UNITED HEALTHCARE $125.25 ↑ +15%
GEHA UNITED HEALTHCARE $125.25 ↑ +15%
HEALTH CHOICES MEDICAL ASSOCIATES $133.60 ↑ +23%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $133.60 ↑ +23%
AMBETTER AMBETTER MARKETPLACE $145.89 ↑ +34%
HEALTH PARTNERS HEALTH PARTNERS $160.65 ↑ +48%
MIDLANDS CHOICE MIDLANDS CHOICE $163.66 ↑ +51%
AUXIANT MIDLANDS CHOICE $163.66 ↑ +51%
MEDICA MIDLANDS CHOICE $163.66 ↑ +51%
CIGNA MIDLANDS CHOICE $163.66 ↑ +51%
CIGNA EAP MIDLANDS CHOICE $163.66 ↑ +51%
MIDLANDS MIDLANDS CHOICE $163.66 ↑ +51%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $167.00 ↑ +54%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $167.00 ↑ +54%

Visitor-reported prices

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Mayo chromium at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $78.00 $20.28 – $20.28
MercyOne Dubuque Medical Center Dubuque $108.55 $19.66 – $167.00
MercyOne Dyersville Medical Center Dyersville $108.55 $19.87 – $167.00
MercyOne Clinton Medical Center Clinton $108.55 $19.66 – $167.00
MercyOne Cedar Falls Medical Center Cedar Falls $90.35 $19.66 – $139.00
MercyOne West Des Moines Medical Center West Des Moines $167.00 $19.66 – $167.00
MercyOne Des Moines Medical Center Des Moines $108.55 $19.66 – $167.00
MercyOne Centerville Medical Center Centerville $167.00 $19.87 – $167.00

All Iowa hospitals for this procedure →