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Liver Function Test at MercyOne Elkader Medical Center

901 Davidson St. NW, Elkader, IA · MercyOne · · NPI 1184645434

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$110.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$170.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$87.50 with BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE vs $177.68 with CLAIMDOC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $87.50 ↓ -21%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $88.40 ↓ -20%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $89.28 ↓ -19%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $90.17 ↓ -18%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $91.80 ↓ -17%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $91.83 ↓ -17%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $93.70 ↓ -15%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $105.77 ↓ -4%
MOLINA MEDICAID MOLINA MEDICAID $107.33 ↓ -3%
WELLPOINT MEDICAID WELLPOINT MEDICAID $107.85 ↓ -2%
AMISH HOSPITAL AID AMISH HOSPITAL AID $117.57 ↑ +6%
WEBTPA AETNA $125.12 ↑ +13%
COVENTRY AETNA $125.12 ↑ +13%
ALLIED BENEFIT SYSTEMS AETNA $125.12 ↑ +13%
LUCENT HEALTH AETNA $125.12 ↑ +13%
LUMINARE HEALTH AETNA $125.12 ↑ +13%
ASR HEALTH BENEFITS AETNA $125.12 ↑ +13%
CHRISTIAN BROTHER SERVICES AETNA $125.12 ↑ +13%
FIRST HEALTH AETNA $125.12 ↑ +13%
1199 NATIONAL BENEFIT FUND AETNA $125.12 ↑ +13%
AETNA AETNA $125.12 ↑ +13%
MERITAIN AETNA $125.12 ↑ +13%
MEDICAL MUTUAL AETNA $125.12 ↑ +13%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $125.12 ↑ +13%
AETNA DOMESTIC AETNA $125.12 ↑ +13%
GEHA UNITED HEALTHCARE $127.50 ↑ +15%
UNITED HEALTHCARE UNITED HEALTHCARE $127.50 ↑ +15%
CENTIVO CENTIVO $132.60 ↑ +20%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $136.00 ↑ +23%
HEALTH CHOICES MEDICAL ASSOCIATES $136.00 ↑ +23%
AMBETTER AMBETTER MARKETPLACE $148.51 ↑ +34%
HEALTH PARTNERS HEALTH PARTNERS $163.54 ↑ +48%
MIDLANDS CHOICE MIDLANDS CHOICE $166.60 ↑ +51%
MEDICA MIDLANDS CHOICE $166.60 ↑ +51%
CIGNA MIDLANDS CHOICE $166.60 ↑ +51%
CIGNA EAP MIDLANDS CHOICE $166.60 ↑ +51%
MIDLANDS MIDLANDS CHOICE $166.60 ↑ +51%
AUXIANT MIDLANDS CHOICE $166.60 ↑ +51%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $170.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $170.00 ↑ +54%
NOVA CLAIMDOC $177.68 ↑ +61%
CLAIMDOC CLAIMDOC $177.68 ↑ +61%

Visitor-reported prices

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Liver Function Test at other Iowa hospitals

Hospital City Cash price Negotiated range
UnityPoint Health - Iowa Lutheran Hospital Des Moines $68.56 $4.90 – $25.20
UnityPoint Health - Allen Hospital Waterloo $68.56 $4.90 – $45.16
MercyOne Genesis Davenport West Medical Center Davenport $69.00 $8.17 – $8.17
MercyOne Dubuque Medical Center Dubuque $255.45 $7.92 – $393.00
MercyOne New Hampton Medical Center New Hampton $110.50 $67.30 – $170.00
MercyOne Dyersville Medical Center Dyersville $110.50 $64.26 – $191.35
MercyOne Clinton Medical Center Clinton $255.45 $7.92 – $393.00
MercyOne Oelwein Medical Center Oelwein $110.50 $64.97 – $170.00

All Iowa hospitals for this procedure →