IV infusion therapy/prophylaxis/diagnosis addl sequential infusion new drug/substance > 1 hour at MercyOne Elkader Medical Center

901 Davidson St. NW, Elkader, IA · MercyOne · · NPI 1184645434

Source: hospital's published price file ↗ · Published Mar 31, 2026 · Ingested Aug 3, 2026

$191.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$294.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$151.32 with BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE vs $307.29 with CLAIMDOC — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BLUE CROSS - IA (WELLMARK) MEDICARE ADVANTAGE WELLMARK MEDICARE ADVANTAGE $151.32 ↓ -21%
AETNA MEDICARE ADVANTAGE AETNA MEDICARE ADVANTAGE $152.88 ↓ -20%
HEALTH PARTNERS MEDICARE ADVANTAGE UNITYPOINT HEALTH PARTNERS MEDICARE ADV $154.41 ↓ -19%
WELLPOINT MEDICARE ADVANTAGE WELLPOINT MEDICARE ADVANTAGE $155.94 ↓ -18%
MEDICARE MEDICAL ASSOCIATES HEALTH PLANS MEDICAL ASSOCIATES MEDICARE ADVANTAGE $158.76 ↓ -17%
MEDIGOLD MEDICARE ADVANTAGE MERCYONE HEALTH PLAN MEDICARE ADVANTAGE $158.82 ↓ -17%
UNITED HEALTHCARE MEDICARE UNITED HEALTHCARE MEDICARE ADVANTAGE $162.05 ↓ -15%
IOWA TOTAL CARE IOWA TOTAL CARE MEDICAID $182.93 ↓ -4%
MOLINA MEDICAID MOLINA MEDICAID $185.62 ↓ -3%
WELLPOINT MEDICAID WELLPOINT MEDICAID $186.51 ↓ -2%
AMISH HOSPITAL AID AMISH HOSPITAL AID $203.33 ↑ +6%
COVENTRY AETNA $216.38 ↑ +13%
LUMINARE HEALTH AETNA $216.38 ↑ +13%
CHRISTIAN BROTHER SERVICES AETNA $216.38 ↑ +13%
TRUSTMARK SMALL BUSINESS BENEFITS AETNA $216.38 ↑ +13%
LUCENT HEALTH AETNA $216.38 ↑ +13%
AETNA AETNA $216.38 ↑ +13%
ASR HEALTH BENEFITS AETNA $216.38 ↑ +13%
1199 NATIONAL BENEFIT FUND AETNA $216.38 ↑ +13%
FIRST HEALTH AETNA $216.38 ↑ +13%
AETNA DOMESTIC AETNA $216.38 ↑ +13%
ALLIED BENEFIT SYSTEMS AETNA $216.38 ↑ +13%
MERITAIN AETNA $216.38 ↑ +13%
WEBTPA AETNA $216.38 ↑ +13%
MEDICAL MUTUAL AETNA $216.38 ↑ +13%
CENTIVO CENTIVO $229.32 ↑ +20%
MEDICAL ASSOCIATES MEDICAL ASSOCIATES $235.20 ↑ +23%
HEALTH CHOICES MEDICAL ASSOCIATES $235.20 ↑ +23%
AMBETTER AMBETTER MARKETPLACE $256.84 ↑ +34%
GEHA UNITED HEALTHCARE $257.25 ↑ +35%
UNITED HEALTHCARE UNITED HEALTHCARE $257.25 ↑ +35%
HEALTH PARTNERS HEALTH PARTNERS $282.83 ↑ +48%
CIGNA EAP MIDLANDS CHOICE $288.12 ↑ +51%
MIDLANDS CHOICE MIDLANDS CHOICE $288.12 ↑ +51%
AUXIANT MIDLANDS CHOICE $288.12 ↑ +51%
MEDICA MIDLANDS CHOICE $288.12 ↑ +51%
CIGNA MIDLANDS CHOICE $288.12 ↑ +51%
MIDLANDS MIDLANDS CHOICE $288.12 ↑ +51%
CRIME VICTIM ASSISTANCE CRIME VICTIMS $294.00 ↑ +54%
IOWA DEPT OF PUBLIC HEALTH CARE FOR YOURSELF $294.00 ↑ +54%
NOVA CLAIMDOC $307.29 ↑ +61%
CLAIMDOC CLAIMDOC $307.29 ↑ +61%

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IV infusion therapy/prophylaxis/diagnosis addl sequential infusion new drug/substance > 1 hour at other Iowa hospitals

Hospital City Cash price Negotiated range
MercyOne Genesis Davenport West Medical Center Davenport $99.60 $68.13 – $95.38
MercyOne Dubuque Medical Center Dubuque $134.55 $64.60 – $2,691.00
MercyOne New Hampton Medical Center New Hampton $191.10 $116.39 – $294.00
MercyOne Oelwein Medical Center Oelwein $191.10 $112.37 – $294.00
MercyOne Cedar Falls Medical Center Cedar Falls $136.50 $49.35 – $923.00
MercyOne West Des Moines Medical Center West Des Moines $307.00 $61.71 – $427.00
MercyOne Centerville Medical Center Centerville $294.00 $80.67 – $294.00
MercyOne Newton Medical Center Newton $1,300.90 $21.67 – $294.00

All Iowa hospitals for this procedure →